Welcome

What Is It?

Thank you for choosing Yolo Federal!

Welcome to Yolo Federal Credit Union, where our mission is to help Yolo County achieve financial success. We were founded on the philosophy of “people helping people,” and we follow through on that with our 5-Star Service Promise to our members and our community. As Yolo County’s only locally-sourced credit union, you can count on us to help you reach your financial goals.

Below you will find some of the many resources you will need to make the most of your membership with Yolo Federal.

• Your Yolo FCU Membership

  Your Yolo Federal membership is secured by an S1 Savings Account, which has a minimum daily balance requirement of $100. The $5 monthly fee is waived, and your Savings Account is free if:

  • You are 23 years old or younger.
  • You receive a Direct Deposit each month.
  • You have an aggregate loan or deposit balance with us that is greater than $5,000.

  Register for free eStatements through Online Banking and avoid a $5 monthly paper statement fee.

  To learn more, review our Membership Agreement and Disclosures.

• Digital Services

  Digital Services is banking at your fingertips. Whether you’re at home or on the go, you’re in control of your money.

  Online Banking and the Mobile App

  Managing your money from home is easy with Online Banking and the Mobile App. If you’re a new user, click here to learn how to register. To learn more about Card Controls, Person-to-Person Payments, and other features, visit our Online Banking page.

  MoneyTrack

  With our MoneyTrack tool, you’ll now be able to link and keep track of all your accounts in one location. Easily budget across multiple accounts, achieve your financial goals, track your spending habits, customize your transaction categories, and so much more! Click here to learn more, or login to your Online Banking to get started.

  eStatements

  Register for eStatements through Online or Mobile Banking. For details, click here.

  Digital Wallet

  Make purchases securely with a simple tap. All of Yolo FCU’s cards are compatible with all Digital Wallets. Learn more here.

• Yolo FCU Credit and Debit Cards

  Your Yolo FCU Credit and Debit Cards give you quick access to your money and your account. Here’s what you need to make the most of your cards.

  Card Activation

  You can activate Debit and Credit Cards by calling 1 (866) 762-0558. Enter your card number, the CVV on the back of the card, and the last 4 digits of the SSN and Date of Birth of the primary account holder. Click here to learn more.

  Visa® Platinum CashBack Plus Rewards Card

  With our enhanced Visa Platinum CashBack Plus rewards program, you now have more control over how and when you redeem your rewards. Choose from cashback, travel, merchandise, and more! Review our registration tutorial below and register for the online portal here.

• Borrowing and More

  Local doesn’t mean limited. No matter what you’re looking for, you can count on us to help you achieve your financial goals.

  Home Loans

  Whether you’re a first-time homebuyer or an experienced homeowner, Yolo County’s #1 Best Mortgage Company has the Home Loan options you’ll need, including adjustable and fixed-rate loans. Click here to learn more about our Home Loans.

  We offer Mobile Home Loans too! Click here to learn more about our Mobile Home Loan options.

  Car Loans

  Hit the open road in a new car (or new to you). With our low rates and flexible terms, your next road trip adventure could be sooner than you think. To learn more about our Auto Loans, click here.

  Guaranteed Auto Protection (GAP) Insurance is an added protection you can add to your Auto and Recreational Vehicle Loans that protects you in the event of theft or total loss of your vehicle. To learn more about GAP insurance, click here.

  Debt Consolidation

  Reducing and eliminating debt is a financial goal on virtually everyone’s list. It’s important to have options when it comes to paying off debt. At Yolo Federal, here are a few different ways to consolidate your debt.

  Visa Gold Card: Our Visa Gold Card is our lowest interest rate card, making it ideal for consolidating debt using a balance transfer. To learn more about our Gold Card, click here.

  Signature Loan: A Signature Loan allows you to obtain a lump sum of cash for whatever you need. Click here to learn more about our Signature Loans.

  HELOC: A HELOC allows you to borrow from the equity on your home. Rather than taking one large lump sum, you can use what you need and avoid overspending. To learn more about the benefits of HELOCs, click here.

  Energy Saver

  Go green and save on solar! No matter what energy-efficient upgrades you want to do, the Energy Saver Loan can help you get there. Learn more about the benefits of the Energy Saver Loan here.

• Financial Education

  We’re here to help you make financial decisions with confidence!

  Achieve Financial Success

  Financial education is at your fingertips with our online wellness program, Achieve Financial Success! The Achieve program is full of topic-specific playlists for you to choose from, or use the questionnaire to create a customized playlist to meet your financial goals.

  Blog

  Our blog is a great resource for all your financial needs! Select a category to narrow down your options or browse through our entire collection. You can find all of our blog posts here.

• Transferring Money and Making Payments

  Transferring money and making payments has never been easier! Below are the different ways you can manage your money.

  Manage Money

  Click here to learn about the different ways to move money between your accounts and your financial institutions.

  Make a Payment

  Online or Mobile Banking—you can set up automatic or one-time transfers to any Yolo Federal Loan.

  Loan Pay—easily make on-demand payments to your Yolo Federal Consumer and Real Estate Loans from another financial institution.

  ACH Payment—set up one-time or recurring ACH payments from another financial institution to pay your Loan by completing the ACH Origination Authorization form. To do this, you’ll need to answer ID verification questions, complete all sections on the form, and click submit.

• Investment Services

  Whether you’re planning for retirement or your child’s college expenses, you’re going to want an experienced professional by your side.

  Wealth Management

  Our CFS* Financial Advisor, Monaye Nelson-Morgan, is here to help you develop a plan to reach your financial goals. Visit our Wealth Management page to learn more and schedule an appointment with Monaye.

  Monaye Nelson-Morgan, CFS* Financial Advisor
  Phone: 858-530-4495
  Email: mmorgan@cusonet.com

  *Non-deposit investment products and services are offered through CUSO Financial Services, LP (CFS), a registered broker-dealer (Member FINRA /SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Yolo Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. 1CFS and its representatives do not provide tax advice. For specific tax advice, please consult a qualified tax professional.

• Rates

  We offer some of the most competitive rates in the area. Click here to view all Rates.

Have questions? We’d be happy to chat via Live Chat. Or schedule an appointment for in-branch or over the phone. You can also visit our Contact Page to find a location nearest you.