LoanPay allows you to easily make on-demand payments to your Yolo Federal Consumer and Real Estate Loans online from another financial institution. Simply enter your verifying information, add your payment method (Debit Card or Checking Account), and make your payment. Check out our FAQs below for more information.
From a Yolo FCU Account
With your Yolo Federal Checking Account, you can set up automatic or one-time transfers to any Yolo Federal Loan, including Vehicle, Home, and more. Simply log in through Online Banking or the Mobile App and select the Transfer tab. From here, you will choose your account, enter the payment amount and date, and click Submit. For more information on Internal Transfers, click here.
From an External Account
Easily add external accounts in Online or Mobile Banking to make transfers from your external Checking Account to your Yolo Checking Account. Then set up an automatic payment from your Yolo Checking to your Loan. Click here to learn more about External Account Transfers.
Set up recurring payments from another financial institution to pay your Loan by completing the ACH Origination Authorization form. To do this, you’ll need to answer ID verification questions, complete all sections on the form, and click submit. You can also schedule an appointment with a representative or visit a branch.
How do I make a payment through LoanPay?
From the Website:
If you click on LoanPay from our website, you will be directed to a welcome screen and will be required to provide the following identifying information:
- Member Number
- Last 4 of your SSN
- Date of Birth
After verifying your identity, you will follow the LoanPay Workflow.
Loan Selection: Use the drop-down menu to select the Loan you want to pay.
The due date and pre-determined payment amount will populate under Loan.
Enter the amount you wish to pay.
Select “transfer from an external account” or “use a Credit or Debit Card.”
To transfer from an external account, you’ll need to enter the following:
- Routing number
- Account number
- Account type (from the drop-down menu)
To use a Credit or Debit Card, you’ll need to enter the following:
- Card number
- Expiration date
- CVV number
- Billing name and address
Acknowledgment: After entering your payment information, you will be sent to a page to review your payment. Check the “I Confirm” box and select Confirm to submit your payment.
Confirmation: You will receive a confirmation that your payment has been processed.
Which loans can I pay through LoanPay?
You can pay all Yolo Federal Consumer and Real Estate Loans. This includes Credit Cards, Auto Loans, Personal Loans, HELOC payments, Mortgages, etc.
How soon can I use LoanPay once I open a new loan account?
1 Business Day
Have more questions about LoanPay? Contact Us.
Click here to contact Yolo Federal Credit Union.