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About
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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Certificates of Deposit (CD)
Make more money.
Enjoy a better interest rate by setting your cash aside.
Apply Now
Terms From 3 to 60 Months
Investing Advice
Flexible Deposit Amounts
Certificates of Deposit (CDs)
Our CDs let you earn higher dividend by locking in your money for a set time. You choose the deposit and term, and we offer great rates.
Or choose Step-Up Certificate, with a 36-month term, which allows you to raise your rate once during your term.
Or choose Step-Up Certificate, with a 36-month term, which allows you to raise your rate once during your term.
Highlights
Flexible timing: terms range from 3 to 60 months
Flexible timing: terms range from 3 to 60 months
We’ll help you find the right fit for your financial goals.
Flexible deposit: choose any amount of $500 or more
Rates & Fees
CD Savings
Step-Up! CD Savings
Savings Calculator
Reach your goal
Final Balance
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Total Contributions
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Total Interest Earned
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Ready to apply or have questions?
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What our members say:
“The Member Relationship Specialist explained everything clearly. I enjoyed the application from start to finish. I feel I can trust Yolo Federal Credit Union with all my banking needs.”
Rogers Long
“My brother is disabled and needs extra help…Yolo Federal goes out of its way to help him, from checking issues to change purchases. They give him a seat and come to him since it is hard for him to stand for any length of time.”
Jonathan Cowan
“Love banking here💕”
Jeanie Morrison
“The team at Yolo FCU … is awesome. They treat all the members as if they are family, and my experience with them was nothing short of spectacular! I would recommend them to everyone I know!”
Abbas Chechi
“Best bank ever”
Monica Gallardo
“I couldn’t be more thankful for … how streamlined the experience was. I would recommend Yolo FCU to anyone looking for a place to handle their financial needs.”
James Haws
Yolo FCU Member
“This is a great bank!!! The staff is awesome.”
Matt Amundson
Yolo FCU Member
“Love our Credit Union. Staff is always friendly, courteous, and very helpful.”
Suzy Tadlock
Yolo FCU Member
Knowledge that gives you the power
The Resolution Train
However, maintaining your resolution could be hard. To help, we’ve put together a list of our top 5 tips.
Balancing FOMO and Your Budget
In this blog, we outline three steps you can take to overcome that FOMO feeling.
Budgeting: Pay Yourself First
Most budgets focus on expenses. However, the pay yourself first method (aka reverse budget) prioritizes savings goals before expenses.
Financial Education = Financial Success
How can we increase our confidence when making financial decisions? With financial education, of course.
The Resolution Train
However, maintaining your resolution could be hard. To help, we’ve put together a list of our top 5 tips.
Budgeting: Pay Yourself First
Most budgets focus on expenses. However, the pay yourself first method (aka reverse budget) prioritizes savings goals before expenses.
Balancing FOMO and Your Budget
In this blog, we outline three steps you can take to overcome that FOMO feeling.
Financial Education = Financial Success
How can we increase our confidence when making financial decisions? With financial education, of course.
Frequently asked questions
What is the minimum deposit to open a Share Certificate?
The minimum deposit to open a Share Certificate is $500.
Ready to apply?
It only takes a few minutes.
Schedule Appointment
Have questions? We are here to help.
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Meet Penny! Your virtual assistant, here to help you 24/7:
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Call us:
Toll Free:
(877) YOLOFCU (965-6328)Mon-Fri 10am-5pm
Sat 10am-2pm
Sat 10am-2pm
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Skip the line, schedule appointment:
Meet us at one of our branches or schedule a call
Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer, or El Dorado counties is eligible for membership.
Sacramento, Placer, or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.
