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Yolo FCU Mobile

Finance

Free - On the App Store

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cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

New Car Loans from Yolo Federal

Whether it’s greener, faster, or simply has enough room for your growing family, we’re your one-stop-shop for your next Auto Loan. With some of the lowest rates around, you can count on Yolo County’s #1 Best Credit Union to help you in to your new car for your next adventure.

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Why Yolo Federal

We think you'll love working with us

Rates & Fees

New and Used Auto

Loan Type Term in months Minimum Amount Rate as low as Annual Percentage Rate1 Payment per $1,0002
New Auto Up to 24 Mo. N/A 1.75% 1.75% $42.43
Up to 36 Mo. N/A 1.75% 1.75% $28.53
37-48 Mo. N/A 1.85% 1.85% $21.63
49-60 Mo. N/A 1.99% 1.99% $17.52
61-72 Mo. $15,000 1.99% 1.99% $14.75
73-84 Mo. $20,000 2.49% 2.49% $12.98
85-120 Mo. 3 $30,000 2.49% 2.49% $9.42
Used Auto Up to 24 Mo. N/A 1.75% 1.75% $42.43
Up to 36 Mo. N/A 1.75% 1.75% $28.53
37-48 Mo. N/A 1.85% 1.85% $21.63
49-60 Mo N/A 1.99% 1.99% $17.52
61-72 Mo. $15,000 1.99% 1.99% $14.75
73-84 Mo. $20,000 2.49% 2.49% $12.98
85-120 Mo.3 $30,000 2.49% 2.49% $9.42

Effective Date: October 1, 2021. The APR is accurate as of the effective date. Rates subject to change at any time.

1 Based on loan balance of $10,000 or minimum amount required for term.

2 Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.

3 Mobility Loans: Extended terms from 85-120 months apply to vehicle loans with mobility options only. Up to 90% financing only. Other restrictions may apply.

Green Loans: Yolo Federal Credit Union offers a .30% rate discount. To qualify, the purchase must meet the IRS guidelines for energy efficiency tax credits.

Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.