Simply Free Business Checking - Yolo Federal Credit Union Skip to main content

Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store


Which checking account is right for you?

  • Do you need a personal account, or one for your business?
    • Personal
      • How old are you?
        • 13-22
          • Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
        • 23+
          • Good to know. Sounds like our Simply Checking account is what you’re after.
    • Business

What Is It?

Simply Free Business Checking from Yolo Federal

At Yolo Federal, we offer two types of Business Checking accounts, depending on how often you perform transactions. Our Simply Free Business Checking is great for small businesses with fewer than 100 transactions per month. If you like to keep things simple, this is the account for you.

Why Yolo Federal

A nice stack of business-friendly extras

  • Online bill pay to save you time
  • Online and mobile banking so you can work anywhere
  • Free eStatements if you'd like to go green

Rates & Fees

Simply Free Business Checking

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.01% 0.01%

Effective Date: May 1, 2024. Last Dividend Declaration Date: April 30, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after the required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.


  • What are the fees associated with this account?

    These are the fees for this account:

    • 0.25 per transaction after exceeding 100 transactions per month.
  • Can I open just a Checking Account?

    To become a member of Yolo FCU, all members are required to have a Savings account. Joining Yolo FCU and opening a Savings account allows you access to all of the perks and benefits of credit union membership, including low rates on auto loans, discount tickets to theme parks, convenient digital banking options, and access to over 30,000 CO-OP ATMs.

  • What do I need to open a Business Account?

    All Business Accounts require different types of documentation. Click here to view our Business Account Document Checklist.

Don't see the answer to your question?

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Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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