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Yolo FCU Mobile

Finance

Free - On the App Store

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cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

Buy or Refi and Save with Yolo County's Best

Getting new wheels or love the ones you’ve got? With some of the lowest rates in Yolo County, our Auto Loans are perfect whether you’re getting in the driver’s seat of your next car or are looking to refinance your current one to lower your monthly payment. We’re here to help you keep more of your money each month.

Why Yolo Federal

Road Tripping Made Easy

Rates & Fees

New and Used Auto

Loan Type Term in months Minimum Amount Rate as low as APR1 Payment per $1,0002
New Auto Up to 24 Mo. N/A 1.75% 1.75% $42.43
Up to 36 Mo. N/A 1.75% 1.75% $28.53
37-48 Mo. N/A 1.85% 1.85% $21.63
49-60 Mo. N/A 1.99% 1.99% $17.52
61-72 Mo. $15,000 1.99% 1.99% $14.75
73-84 Mo. $20,000 2.49% 2.49% $12.98
85-120 Mo. 3 $30,000 2.49% 2.49% $9.42
Used Auto Up to 24 Mo. N/A 1.75% 1.75% $42.43
Up to 36 Mo. N/A 1.75% 1.75% $28.53
37-48 Mo. N/A 1.85% 1.85% $21.63
49-60 Mo N/A 1.99% 1.99% $17.52
61-72 Mo. $15,000 1.99% 1.99% $14.75
73-84 Mo. $20,000 2.49% 2.49% $12.98
85-120 Mo.3 $30,000 2.49% 2.49% $9.42

APR=Annual Percentage Rate. 100% financing available. Effective Date: December 1, 2021. The APR is accurate as of the effective date. Rates subject to change at any time.

1 Based on loan balance of $10,000 or minimum amount required for term.

2 Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.

3 Mobility Loans: Extended terms from 85-120 months apply to vehicle loans with mobility options only. Up to 90% financing only. Other restrictions may apply.

Green Loans: Yolo Federal Credit Union offers a .30% rate discount. To qualify, the purchase must meet the IRS guidelines for energy efficiency tax credits.

Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.

  • Disclosures

    †Average savings calculated based on loans refinanced 3/1/21-6/5/21. Savings is not guaranteed.