Visa® Platinum CashBack Plus Credit Card - Yolo Federal Credit Union Skip to main content
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Visa® Platinum CashBack Plus Credit Card

Unfiltered Rewards

3% on Gas and Groceries—2% on Everything Else!


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What Is It?

Visa Platinum CashBack Plus Credit Card

At Yolo Federal, we believe in unfiltered banking. No hidden fees or complicated banking jargon—just transparency.

So, when we say life’s expensive, we mean it. That’s why you should use a card that rewards you for how you shop. With our Visa Platinum CashBack Plus Credit Card, you’ll earn 3% on gas and groceries and 2% on everything else!

Let us unfilter banking to fit your unfiltered lifestyle.

Why Yolo Federal

Great features, without the pesky fees

  • 3% on groceries & gas
  • 2% on everything else
  • Visa Card Benefits
  • Earn more cashback and redeem at anytime!**
  • No opt-in needed on special offers throughout the year

Rates & Fees

Visa Platinum CashBack Plus Rates

Type Annual Percentage Rate (APR)
Purchases 15.24%-18.00%*
Balance Transfers 15.24%-18.00%*
Cash Advances 15.24%-18.00%*

*This APR may vary with the market based on the Prime Rate.

Effective Date: September 1, 2024. The APR is accurate as of the effective date. Rates subject to change at any time.

A.P.R. will not exceed 18.00%.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection at http://www.consumerfinance.gov/learnmore.

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

Visa Platinum CashBack Plus Fees

Fee Type Fee
Annual Fee None
Balance Transfers None
Cash Advance None
Foreign Transaction None
Late Payment Up to a $15.00 after 4 days
Returned Payment Up to $30.00

Effective Date: September 1, 2023. The APR is accurate as of the effective date.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

Purchases made using the Yolo FCU Visa Platinum Cashback Plus Card earn standard rewards of 2 (two) point per $1 (“Standard Rewards”). Gas and grocery purchases will receive three (3) points for every $1. Qualifying gas and grocery purchases include MCCs 5542, 5541, 5543, and 5411. Rewards will be credited automatically and can be redeemed at any time on amounts greater than $25 at yolofcu.org/myrewards. Any declined or reversed charges won’t qualify for the offer. Some limitations or restrictions may apply. Contact a credit union representative for additional details.

Education

Benefits of Using a Credit Card

More Visa® Platinum CashBack Plus Credit Card Related Posts

FAQs

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  • Disclosures

    **Purchases made using the Yolo FCU Visa Platinum Cashback Plus Card earn standard rewards of 2 (two) point per $1 (“Standard Rewards”). Gas and grocery purchases will receive three (3) points for every $1. Qualifying gas and grocery purchases include MCCs 5542, 5541, 5543, and 5411. Rewards will be credited automatically and can be redeemed at any time on amounts greater than $25 at yolofcu.org/myrewards. Any declined or reversed charges won’t qualify for the offer. Some limitations or restrictions may apply. Contact a credit union representative for additional details.

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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