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Yolo FCU Mobile

Finance

Free - On the App Store

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Yolo FCU Mobile

Finance

Free - On the App Store

Quiz

Which of our credit cards is right for you?

  • How do you plan to use your credit card?
    • To build or establish credit
      • Sounds like our fixed rate VISA® Classic card is right for you. It’s easy to apply for and comes with some nice extras.
    • To transfer my balance and lower my interest rate
      • High rates got you down? Transfer your balance over to us. Our VISA® Gold card has the lowest rate of any of the credit cards we offer.
    • Frequently, for every day purchases
      • Nice! Are you more interested in rewards, or a low rate?

What Is It?

Visa® Platinum CashBack Plus Credit Card from Yolo Federal

With our enhanced reward options and new online portal, you’ll have more control over how to use your rewards and how often they can be redeemed. Whether you want cash back, travel perks, or awesome merchandise—there’s a reward for everybody!

Additionally, you’ll receive exclusive offers from Yolo FCU throughout the year. It’s just our way of giving you more of what you want.

Why Yolo Federal

Great features, without the pesky fees

  • Earn points with every purchase**
  • Real-time accrual of points on everyday purchases
  • Use your points anytime**
  • Choose from cash back, travel rewards, and more!
  • No opt-in needed on special offers throughout the year

Rates & Fees

Visa® Platinum CashBack Plus Rates

Type Annual Percentage Rate (APR)
Purchases 9.99%-16.99%*
Balance Transfers 9.99%-16.99%*
Cash Advances 9.99%-16.99%*

*This APR may vary with the market based on the Prime Rate.

Effective Date: October 1, 2020. The APR is accurate as of the effective date. Rates subject to change at any time.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card tips from the Federal Reserve Board: To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

Visa® Platinum CashBack Plus Fees

Fee Type Fee
Annual Fee None
Balance Transfers None
Cash Advance None
Foreign Transaction None
Late Payment Up to a $15.00 after 4 days
Returned Payment Up to $30.00

Effective Date: October 1, 2020. The APR is accurate as of the effective date.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card tips from the Federal Reserve Board: To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

**1% = 1 point. 1% earned on all purchases. Points may be redeemed anytime through the online rewards portal at https://www.yolofcu.org/myrewwards on amounts greater than or equal to $25. Points will expire after 3 years at months end. There is no monthly or annual cap on points earned.

FAQs

Don't see the answer to your question?

  • Disclosures

    **1% = 1 point. 1% earned on all purchases. Points may be redeemed anytime through the online rewards portal at yolofcu.org/myrewards on amounts greater than or equal to $25. Points will expire after 3 years at months end. There is no monthly or annual cap on points earned.