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Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store


Which of our credit cards is right for you?

  • How do you plan to use your credit card?
    • To build or establish credit
      • Sounds like our fixed rate VISA® Classic card is right for you. It’s easy to apply for and comes with some nice extras.
    • To transfer my balance and lower my interest rate
      • High rates got you down? Transfer your balance over to us. Our VISA® Gold card has the lowest rate of any of the credit cards we offer.
    • Frequently, for every day purchases
      • Nice! Are you more interested in rewards, or a low rate?

What Is It?

Visa® Platinum Cash Back Rewards from Yolo Federal

If you love rewards and benefits, this is the card for you. Not only does it come with 1% cash back** on every purchase, but it also includes accident insurance, hotel burglary coverage, and emergency medical insurance.

Why Yolo Federal

Great features, without the pesky fees

  • Low introductory rate
  • 1% cash back on every purchase
  • No annual fee or balance transfer fees
  • Zero cash advance fees
  • Generous credit line
  • No merchant restrictions

Rates & Fees

Visa® Platinum

Type Annual Percentage Rate (APR)
Purchases 3.99% - Introductory rate for 6 months
9.99%-16.99% - APR after the introductory rate period*
Balance Transfers 3.99% - Introductory rate for 6 months
9.99%-16.99% - APR after the introductory rate period*
Cash Advances 9.99%-16.99%*
Penalty APR and when it applies 9.99%-16.99%*

Visa® Platinum Fees

Fee Type Fee
Annual Fee None
Balance Transfers None
Cash Advance None
Foreign Transaction None
Late Payment Up to $15.00 after 4 days
Returned Payment Up to $30.00

*This APR may vary with the market based on the Prime Rate.
†This APR may be applied to your account if you make a late payment. If your APRs are increased for this reason, for transactions that you make prior to the effective date of the increase, the Penalty Rate will apply indefinitely.

Effective Date: June 1, 2020. The APR is accurate as of the effective date.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card tips from the Federal Reserve Board: To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

**1% cash back will be paid on all purchases. Cash back will be paid out annually in November no later than November 30th on amounts greater than or equal to $25. Credit will be applied to share accounts that are open and in good standing. Some restrictions may apply. Please contact a credit union representative for additional details.


Don't see the answer to your question?

Used Auto Loan Rate Drop

Used auto loan rates dropped this month! Now you can find the car you love for the price you can afford. Follow the link to learn more and view the new rates.

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