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Yolo FCU Mobile

Finance

Free - On the App Store

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Business Visa®

Need to cover rides, lunch, or office supplies? This convenient Visa lets you put them on plastic.


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What Is It?

Business Visa

Petty cash is a thing of the past. Our Business Visa works worldwide and lets you easily make and keep track of what you buy. With a super competitive interest rate, you could take your business to the next level with the Business Visa.

Why Yolo Federal

Go with Yolo Federal

  • Line of credit available up to $20,000
  • Competitive interest rates
  • Personalized member service
  • Visa Card Benefits

Rates & Fees

Business Visa

Type Annual Percentage Rate (APR)
Purchases 15.49%*
Balance Transfers 15.49%*
Cash Advances 15.49%*
Penalty APR and when it applies None

*This APR may vary with the market based on the Prime Rate.

Effective Date: April 1, 2024. The APR is accurate as of the effective date. Rates subject to change at any time.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection at http://www.consumerfinance.gov/learnmore.

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

Business Visa Fees

Fee Type Fee
Annual Fee None
Balance Transfers None
Cash Advance None
Foreign Transaction 3.00% of each foreign currency transactions in U.S dollars
3.00% of each U.S. Dollar transaction that occurs in a foreign country
Late Payment Up to $15.00 after 4 days
Over the Credit Limit $10.00
Returned Payment $30.00

*This APR may vary with the market based on the Prime Rate.

Effective Date: October 1, 2023. The APR is accurate as of the effective date. Rates subject to change at any time.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

FAQs

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Resources

Business Services Inquiry Form

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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