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Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store


Which Business Loan is Right for You?

  • What do you want to do with your loan?
    • I want funds to start a business.
    • I want a home office or other facility site (restaurant, shop, factory etc.) for my business.
      • Would you like to build or purchase an existing property?
        • Purchase an existing property
        • Build something new
    • I need new equipment to improve or start my business
    • I need a vehicle (company car, delivery truck etc.) for my business

What Is It?

Business Visa® from Yolo Federal

Petty cash is a thing of the past. Our Business VISA® works worldwide and lets you easily make and keep track of what you buy. Plus, you get emergency replacements, online management tools, and a super competitive interest rate.

Why Yolo Federal

Go local with Yolo Federal

  • Line of credit available up to $100,000
  • Reasonable interest rates
  • Personalized member service
  • A variety of business loans available

Rates & Fees

Business Visa®

Type Annual Percentage Rate (APR)
Purchases 10.24%*
Balance Transfers 10.24%*
Cash Advances 10.24%*
Penalty APR and when it applies None

Business Visa® Fees

Fee Type Fee
Annual Fee None
Balance Transfers None
Cash Advance None
Foreign Transaction 3.00% of each foreign currency transactions in U.S dollars
3.00% of each U.S. Dollar transaction that occurs in a foreign country
Late Payment Up to $15.00 after 4 days
Over the Credit Limit $10.00
Returned Payment $30.00

*This APR may vary with the market based on the Prime Rate.

Effective Date: June 1, 2020. The APR is accurate as of the effective date.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card tips from the Federal Reserve Board: To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.


Don't see the answer to your question?

Used Auto Loan Rate Drop

Used auto loan rates dropped this month! Now you can find the car you love for the price you can afford. Follow the link to learn more and view the new rates.

View Rates