Premium Money Market - Yolo Federal Credit Union Skip to main content
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Yolo FCU Mobile

Finance

Free - On the App Store

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Yolo FCU Mobile

Finance

Free - On the App Store

Quiz

Which savings account is right for you?

  • What would you like to save up for?
    • An upcoming event, like a vacation or holiday shopping.
    • I’m most interested in growing my money while I save it.
      • Do you need immediate access to your money, or are you willing to put it away for awhile?
        • I’d prefer to have regular access.
          • Ok! How much were you thinking of putting in an account?
            • Quite a lot. Maybe over 150,000?
              • Perfect. We might suggest our Premium Money Market account. You can still access your funds at any time. However, by putting a large sum into the account, you’ll still enjoy an excellent dividend rate.
            • I want to put some money in an account, but not that much.
              • Sounds good! We might suggest our Money Market account. This is different than a regular investment account, because you can access your funds at any time. As long as you can put at least 2,500 into an account, you’re eligible.
        • I’m comfortable putting it away for a while.
          • Great! Do you want a fixed dividend rate, or would you prefer to change it at some point?
            • Fixed sounds good to me.
            • I can change the rate? I’m interested in that.
              • You may be interested in one of our Step-Up Certificate accounts. It’s similar to a Share Certificate, but you’ll have a one-time opportunity to change your rate.
    • I’m really just interested in a Yolo Federal membership.

What Is It?

Premium Money Market from Yolo Federal

Want to save more? If you can maintain a minimum balance of $100,000 or more, you can secure a special interest rate with us. You’ll also have easy access to your money, including regular withdrawals and up to 3 monthly free checks.

Why Yolo Federal

Choose a friend to handle your funds

  • Withdraw money and make transfers
  • Make 3 free withdrawals per month
  • Earn more interest

Rates & Fees

Premium Money Market Savings Account

Balance Dividend Rate Annual Percentage Yield
$0 0.00% 0.00%
$100,000 0.10% 0.10%
$125,000 0.10% 0.10%
$150,000 0.15% 0.15%
$200,000+ 0.20% 0.20%

Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

FAQs

Don't see the answer to your question?

  • *This is not a secured email. Please do not include sensitive personal/financial information in this form. If you would like to discuss account details, please include a phone number so we can contact you. Thank you!
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  • Disclosures

    Programs (including but not limited to fees, rates, and features) are subject to change without notice. Fees may reduce earnings.

Stay Protected Against Fraud

We closely monitor for potential fraud and proactively work to protect members. Click "Learn More" for information about Fraud Text Alerts. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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