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Business Loans

The perfect loan to grow your business.


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What Is It?

Business Loans from Yolo Federal

At Yolo Federal, we’re committed to helping you grow your business. That’s why we offer a wide selection of Business Loans to meet your needs. Check out our options below.

  • SBA & USDA Guaranteed Loans

    SBA Loans are available to any eligible small business, and also generally have lower rates than an average business loan.

    USDA Loans are special loans backed by the department of agriculture for businesses working in rural areas. They typically have low-interest rates.

    To apply for an SBA or USDA Loan, email our Business Lending team at BusinessLending@yolofcu.org.

  • Commercial Vehicles and Equipment Loans

    We’ll help you get the gear you need to build your business. Learn more about our Commercial Vehicles and Equipment Loans here.

    Click here to apply.

  • Business Secured/Unsecured Lines of Credit

    This line of credit is as flexible as you are! If you need to cover short-term needs for your business—new inventory, projects, or payroll—a line of credit gives you access to cash when you need it. We offer both unsecured and secured lines to help with your business needs.

    Click here to apply.

Not what you’re looking for? Check out our Commercial Real Estate or Business Visa® instead.

Why Yolo Federal

Build your business

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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