What Is It?
Business Loans from Yolo Federal
At Yolo Federal, we’re committed to helping you grow your business. That’s why we offer a wide selection of Business Loans to meet your needs. Check out our options below.
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SBA & USDA Guaranteed Loans
SBA Loans are available to any eligible small business, and also generally have lower rates than an average business loan.
USDA Loans are special loans backed by the department of agriculture for businesses working in rural areas. They typically have low-interest rates.
To apply for an SBA or USDA Loan, email our Business Lending team at BusinessLending@yolofcu.org.
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Commercial Vehicles and Equipment Loans
We’ll help you get the gear you need to build your business. Learn more about our Commercial Vehicles and Equipment Loans here.
Click here to apply.
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Business Secured/Unsecured Lines of Credit
This line of credit is as flexible as you are! If you need to cover short-term needs for your business—new inventory, projects, or payroll—a line of credit gives you access to cash when you need it. We offer both unsecured and secured lines to help with your business needs.
Click here to apply.
Not what you’re looking for? Check out our Commercial Real Estate or Business Visa® instead.
Why Yolo Federal
Build your business
- Competitive rates
- Personalized service
- Achieve Business Lending
- Achieve Business Banking
FAQs
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How do I apply for a Business Loan?
For SBA and USDA Loans, please email our Business Lending team at BusinessLending@yolofcu.org.
For Commercial Vehicles and Equipment Loans or Secured/Unsecured Lines of Credit, visit our Business Resources and Application webpage.
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How do I submit my loan application?
Once you have completed the Business Loan Package, there are three ways to submit it.
1. By mail:
Yolo FCU
Attention: Business Lending
501 G Street
Davis, CA 956162. By fax: 530-758-1443
3. By email:
BusinessLending@yolofcu.org -
Looking for a different Business Loan type?
We have multiple Business Loan options to fit your budget. Check out our other Loan options available.