What Is It?
Signature Loans from Yolo Federal
Good financial habits might seem hard to come by these days—especially if you’re carrying too much debt. We’re here to help! If you feel like debt is holding you back in life, then our new, low-rate Signature Loan is just what you need. Pay less and save more when you consolidate debt into one monthly payment!
Why Yolo Federal
Break up with your debt
- Low monthly payments
- Competitive rates
- Achieve Learning: Climbing Out of Debt
Rates & Fees
|Term||Max Amount||Rate as low as||APR*||Payment per $1,000†|
|Up to 93 Mo.||$20,000||7.99%||7.99%||$14.46|
Effective Date: January 1, 2023. The APR is accurate as of the effective date. Rates subject to change at any time.
*APR=Annual Percentage Rate.
†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.
Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount.
Healthcare & First Responder Discount: Yolo Federal Credit Union offers a .25% on select Fixed-Rate Loan products for first responders and healthcare professionals. Qualifying Fixed-Rate Loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans ("Loan").
Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.
More Signature Loans Related Posts
Why should I use a Signature Loan to pay off debt?
A Signature Loan is a closed-end loan. Closed-end means, once you’ve paid it off, you’re done!
Can I only use a Signature Loan to pay off debt?
No. A Signature Loan can be used for other expenses such as paying for an emergency or when you need cash fast.