Signature Loans - Yolo Federal Credit Union Skip to main content
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Yolo FCU Mobile

Finance

Free - On the App Store

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Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

Signature Loans from Yolo Federal

It’s time to end your bad debt relationship. Our Signature Loan lets you tidy up—or consolidate—into one monthly payment, which could save you money. With a simple and straightforward application, you can trust that you’ll know exactly what you’re getting. No drama, no hidden surprises—just clear, simple solutions to help you move forward.

Why Yolo Federal

Achieve Financial Freedom

  • Low monthly payments
  • Competitive rates
  • Flexible borrowing options

Rates & Fees

Signature Loan

Term Max Amount Rate as low as APR* Minimum Payment†
Up to 93 Mo. $20,000 8.24% 8.24% $65

Effective Date: April 1, 2025. The APR is accurate as of the effective date. Rates subject to change at any time.

*APR=Annual Percentage Rate.

†Minimum Payment for $1,000 can be as low as $65 for a term of 16 months and is based on the minimum APR reflected.

Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount.

Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.

FAQs

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