Student Checking - Yolo Federal Credit Union Skip to main content

Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store


Which checking account is right for you?

  • Do you need a personal account, or one for your business?
    • Personal
      • How old are you?
        • 13-22
          • Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
        • 23+
          • Good to know. Sounds like our Simply Checking account is what you’re after.
    • Business

What Is It?

Student Checking from Yolo Federal

Being a student can be stressful and busy. But hey, at least you can get a great checking account. Ours comes free of any monthly fees or minimum balances, plus you get a cool-looking debit card. It’s perfect for anyone ages 13-22.

Why Yolo Federal

What's the Yolo difference?

  • Money Track
  • No minimum balance
  • No monthly fees
  • Free bill pay
  • Online banking, mobile banking with check deposit, and e-statements
  • Free 24/7 telephone access

Rates & Fees

Simply & Student Checking

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.00% 0.00%
$5,000 0.01% 0.01%
$25,000+ 0.01% 0.01%

Effective Date: April 1, 2024. Last Dividend Declaration Date: March 31, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.


  • Does this account cost money?

    No, this account is free. If you want to get your financial statements by mail, there is a $5 fee. However, you can easily get this waived by signing up for eStatements instead. *Members under the age of 18 are exempt from the paper statement fee.

  • How is this account different from Simply Checking?

    This account continues to waive the Share Savings account minimum balance until the student turns 23.

  • Can I open just a Checking account?

    To become a member of Yolo FCU, all members are required to have a Savings account. Joining Yolo FCU and opening a Savings account allows you access to all of the perks and benefits of credit union membership, including low rates on auto loans, discount tickets to theme parks, convenient digital banking options, and access to over 30,000 CO-OP ATMs.

Don't see the answer to your question?

  • *This is not a secured email. Please do not include sensitive personal/financial information in this form. If you would like to discuss account details, please include a phone number so we can contact you. Thank you!
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Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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