Which checking account is right for you?
- Do you need a personal account, or one for your business?
What Is It?
Student Checking from Yolo Federal
Being a student can be stressful and busy. But hey, at least you can get a great checking account. Ours comes free of any monthly fees or minimum balances, plus you get a cool-looking debit card. It’s perfect for anyone ages 13-22.
Why Yolo Federal
What's the Yolo difference?
- No minimum balance
- No monthly fees
- Free bill pay
- Online banking, mobile banking with check deposit, and e-statements
- Free 24/7 telephone access
Rates & Fees
|Minimum Daily Balance||Dividend Rate||Annual Percentage Yield|
Effective Date: October 1, 2020. Last Dividend Declaration Date: September 30, 2020. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
Does this account cost money?
No, this account is free. If you want to get your financial statements by mail, there is a $5 fee. However, you can easily get this waived by signing up for eStatements instead. *Members under the age of 18 are exempt from the paper statement fee.
How is this account different from Simply Checking?
This account continues to waive the Share Savings account minimum balance until the student turns 23.
Can I open just a Checking account?
To become a member of Yolo FCU, all members are required to have a Savings account. Joining Yolo FCU and opening a Savings account allows you access to all of the perks and benefits of credit union membership, including low rates on auto loans, discount tickets to theme parks, convenient digital banking options, and access to over 30,000 CO-OP ATMs.