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Yolo FCU Mobile

Finance

Free - On the App Store

×
cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

Turn small change into big savings.

Are you overwhelmed with how to start saving? Our Shortcut to Savings program is designed to help you save without thinking about it. We’ll round up your debit card purchases to the nearest dollar and automatically transfer the difference from your checking account to your savings account. It’s saving made simple. Enroll your debit card today to get started.

Why Yolo Federal

We're your Shortcut to Savings

  • It's free!
  • Save while you spend
  • Turn small change into big savings

FAQs

Don't see the answer to your question?

  • Disclosures

    Transfer Information. For instances in which You have elected to participate in the “Shortcut to Savings,” (Savings) program You must: (i) notify Us through Our website, by phone, email, or in-person to opt-in to Our Shortcut to Savings program; and (ii) have been issued a debit card.

    The Savings program allows You to save money by rounding up each debit purchase transaction to the nearest dollar and transferring any amount in excess of the debit purchase transaction to the savings or sub-savings Account of Your choosing. During each calendar day that You have met the requirements set forth above, We will transfer a sum equal to the difference between the actual transaction (rounded up to the nearest $1.00 minus the actual transaction amount) for each debit card purchase transaction to any designated savings or sub-savings Account. If Your debit purchase transaction is reversed, the Savings transfer amount will still post to Your designated Account. However, if You have no funds available, then the Savings transfer will not post to Your designated Account.

    For accounting purposes, each individual transaction that You make will be posted as such, and the amount transferred to Your designated Account will be shown as a single transaction for the sum total of all such “Savings” amounts that occurred that day. For example, a single transaction of $25.17 would result in $0.83 being transferred to Your designated Account, whereas a subsequent transaction [that same day] of $26.01 would result in $0.99 being transferred to Your designated Account. These transactions would then be recorded as follows: (i) the first transaction of $25.17; (ii) the subsequent transaction of $26.01; and (iii) the Savings transfer in the sum of $1.82.

    You may opt-out of the Savings program anytime by notifying us by phone, email, or in person.

    Some exclusions may apply.

Used Auto Loan Rate Drop and Rewards

Used auto loan rates dropped this month! Refinance your Auto Loan with Yolo Federal to earn up to $300 in cash rewards*. Follow the link to learn more and view the new rates.

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