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Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store

What Is It?

Energy Saver Loan from Yolo Federal

Protecting the environment doesn’t have to be its own reward. If you are installing solar panels, upgrading to energy-efficient appliances, or making another green-friendly change, you could be eligible for a special loan.

Why Yolo Federal

Make a change that matters

  • Reduce your environmental impact
  • Let your home reflect your values
  • Save big with competitive rates

Rates & Fees

Consumer Loans

Loan Type Term Max amount Rate Annual Percentage Rate* Payment per
Signature Up to 93 Mo. $20,000 9.90% – 17.90% 9.90% – 17.90% $15.44 - $19.95
Share Secured Up to 60 Mo. 95% of available deposit 5.00% 5.00% $18.87
Share Secured 60-120 Mo. 95% of available deposit 6.00% 6.00% $11.10
CD Secured Maturity of CD 80% of available deposit 3% above CD rate 3% above CD rate Varies
Energy Saver Up to 120 Mo. $35,000 4.50% 4.50% $10.37

Effective Date: August 1, 2021. The APR is accurate as of the effective date. Rates subject to change at any time.

*Based on loan balance of $10,000 or minimum amount required for term.

†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.

Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.


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Schedule Appointment

To ensure we continue to provide you with exceptional service, some services are by appointment only. Services include: New Account, Loans & Credit Cards, and Card & Account Maintenance. For your convenience, our Member Service Center is also available by video or phone appointment.