What Is It?
Energy Saver Loan from Yolo Federal
Whether you want to add solar to your home or make other energy-efficient upgrades, the Energy Saver Loan is just what you need to go green! With rates as low as 4.50% APR and loan terms of up to 120 months, you can take advantage of the perks that being energy efficient offers—without breaking the bank. Go green and apply for the Energy Saver Loan today!
Why Yolo Federal
Make a change that matters
- Reduce your environmental impact
- Let your home reflect your values
- Could save you money on your monthly energy costs
Rates & Fees
|Loan Type||Term||Max amount||Rate||Annual Percentage Rate*||
|Signature||Up to 93 Mo.||$20,000||9.90% – 17.90%||9.90% – 17.90%||$15.44 - $19.95|
|Share Secured||Up to 60 Mo.||95% of available deposit||5.00%||5.00%||$18.87|
|Share Secured||60-120 Mo.||95% of available deposit||6.00%||6.00%||$11.10|
|CD Secured||Maturity of CD||80% of available deposit||3% above CD rate||3% above CD rate||Varies|
|Energy Saver||Up to 120 Mo.||$35,000||as low as 4.50%||as low as 4.50%||$10.37|
Effective Date: October 1, 2021. The APR is accurate as of the effective date. Rates subject to change at any time.
*Based on loan balance of $10,000 or minimum amount required for term.
†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.
Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.
What are the benefits of an Energy Saver Loan?
The Energy Saver Loan is a fixed-term loan, meaning your payments won’t fluctuate based on the rate and can be used on many different energy-efficient upgrades.
What can I use the Energy Saver Loan for?
- Solar panel installation
- Dual pane windows
- Attic/wall insulation
- Energy Star rated major appliances
- Heating/cooling systems
- Cool roof systems
- Most Energy Star rated upgrades
- How do I apply for an Energy Saver loan?