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Yolo FCU Mobile

Finance

Free - On the App Store

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Simply Checking

Simplify, simplify

Make life breezy with a checking account that's packed with everything you need—and nothing you don't.


Open Account

Quiz

Which checking account is right for you?

  • Do you need a personal account, or one for your business?
    • Personal
      • How old are you?
        • 13-22
          • Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
        • 23+
          • Good to know. Sounds like our Simply Checking account is what you’re after.
    • Business

What Is It?

Simply Checking from Yolo Federal

We’re not here to make your life complicated. Our Simply Checking account is easy to apply for and easy to maintain, with no pesky monthly fees or a minimum balance to worry about. You can use your account’s free debit card to withdraw your money anywhere, or write checks the old-fashioned way.

Why Yolo Federal

Yolo Federal gives you more

  • Money Track
  • No minimum balance or monthly fees
  • Visa Card Benefits
  • Mobile banking with mobile deposit
  • Online banking and e-statements
  • Free 24/7 telephone access

Rates & Fees

Simply & Student Checking

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.00% 0.00%
$5,000 0.01% 0.01%
$25,000+ 0.01% 0.01%

Effective Date: April 1, 2024. Last Dividend Declaration Date: March 31, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

FAQs

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You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website.

To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

Leaving Our Site

You are contacting a Yolo Federal Credit Union Representative. By clicking “Continue,” you understand that any transmission to or from this site is not confidential. You agree that Yolo Federal Credit Union will not be responsible to anyone for any damages arising out of or in connection with any e-mail or other electronic transmission sent to Yolo Federal Credit Union. All information you submit to Yolo Federal Credit Union via the site will be considered to be the property of Yolo Federal Credit Union, and Yolo Federal Credit Union is free to utilize any information you submit for any purpose, subject to Yolo Federal Credit Union’s Privacy Policy.

Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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