Simply Checking - Yolo Federal Credit Union Skip to main content

Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store


Which checking account is right for you?

  • Do you need a personal account, or one for your business?
    • Personal
      • How old are you?
        • 13-22
          • Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
        • 23+
          • Good to know. Sounds like our Simply Checking account is what you’re after.
    • Business

What Is It?

Simply Checking from Yolo Federal

We’re not here to make your life complicated. Our Simply Checking account is easy to apply for and easy to maintain, with no pesky monthly fees or a minimum balance to worry about. You can use your account’s free debit card to withdraw your money anywhere, or write checks the old-fashioned way.

Why Yolo Federal

Yolo Federal gives you more

  • Money Track
  • No minimum balance or monthly fees
  • Visa Card Benefits
  • Mobile banking with mobile deposit
  • Online banking and e-statements
  • Free 24/7 telephone access

Rates & Fees

Simply & Student Checking

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.00% 0.00%
$5,000 0.01% 0.01%
$25,000+ 0.01% 0.01%

Effective Date: May 1, 2024. Last Dividend Declaration Date: April 30, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.


Don't see the answer to your question?

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Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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