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Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store

What Is It?

Simplified Employee Pension (SEP) from Yolo Federal

Want to give your employees great benefits? Use our plan as an affordable alternative to a 401(k). It lets employers, business owners, and the self-employed contribute (and deduct) a portion of their income to their retirement savings. If you’re covered, we can accept your SEP contributions through your personal Yolo Federal membership.

Why Yolo Federal

Just a few ways Yolo can help your business

  • Reasonable loans
  • Business accounts
  • Business VISA®
  • Payroll services and online banking
  • Free educational workshops on important business topics

Rates & Fees

IRA, ROTH, Coverdell ESA & SEP

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.03% 0.03%
$100 0.03% 0.03%
$10,000 0.03% 0.03%
$50,000 0.03% 0.03%
$100,000 0.03% 0.03%

Effective Date: April 1, 2020. Last Dividend Declaration Date: March 31, 2020.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

COVID-19 Updates

We are closely monitoring the coronavirus (COVID-19) situation, and are following the available public health recommendations from the Centers for Disease Control and Prevention (CDC). Follow the link for a complete update from Yolo Federal Credit Union.

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