President's Corner Winter 2023 - Yolo Federal Credit Union Skip to main content
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President’s Corner Winter 2023

The final quarter of 2022 was very busy. Not only is it a time for family gatherings, holiday shopping, and thinking about resolutions for the coming new year, we have been busy upgrading our entire ATM fleet. We are one of the first in our area to offer this enhanced technology and are getting rave reviews! The new Interactive Teller Machines (ITMs) still do everything the older machines did but with far more flexibility. During our regular business hours, you can use the video chat technology to get help from one of our Member Service Representatives, even if you don’t have your ATM card with you. If you haven’t tried them yet, I encourage you to do so. You will love the ease and convenience these new machines provide.

Rates have been rising, but it may still be a great time to buy or refinance a home. A 30-year fixed rate mortgage is the most common loan scenario, but the average homeowner stays in their home for only about 4 to 7 years. While some homebuyers may still prefer a fixed-rate mortgage, an ARM could be a good choice, too. Schedule an appointment to chat with us about your options, and we’ll help you find the one that best meets your needs!

It is also the season for bad guys to be out in force, and fraud incident rates typically surge. Be sure to take precautions to help keep your account safe. Turn your cards on when you need them and off when you don’t. Enroll your card in a Mobile Wallet such as ApplePay®, Samsung Pay®, or Google Pay®. And be wary of who is asking for your personal information. Learn more about cybersecurity and fraud prevention on our website.

The holidays are often a time when we find ourselves reflecting on what we are thankful for. At Yolo FCU, we want to say a special thank you to our healthcare and first-responder heroes. We know it is a challenging field of work to be in, but it is so critical to the well-being of our community. As a thank you for all they do, we are offering a 0.25% discount* on select consumer loans to anyone in the healthcare and first-responder industries. Visit our website for more information.

We are proud to be a part of this thriving community and are thankful for your continued trust in us as the #1 Credit Union in Yolo County.

Jenee Rawlings
President/CEO

 

*Yolo Federal Credit Union is offering a Rate Discount (“Discount”) of .25% on select Fixed-Rate Loan products for first responders and healthcare professionals. Qualifying Fixed-Rate Loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans (“Loan”). The Discount is available through December 31, 2022 (“Promotional Period”) and is subject to termination at any time. To receive the discount, the individual must: (1) be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment; (2) apply for a Loan during the Promotional Period; (3) be a member of Yolo Federal Credit Union. Final rate determined by member’s creditworthiness. Discount will be applied to current effective rate. Excludes Business Loans, refinances of existing Yolo Federal Loans, and cannot be combined with another offer. Membership is available to anyone who lives, works, worships, or goes to school in Yolo County or has an immediate family member who is a current member. Some restrictions may apply. Subject to approval.

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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