Card Fraud - Security Measures - Yolo Federal Credit Union Skip to main content
×
cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

View
×
cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

View

Card Fraud – Security Measures

Picture this: you’re sitting at home on your couch, binge-watching your new favorite show when suddenly, you remember you need to make a payment to your Credit Card. After grabbing your phone to log into your account, you notice a charge on your card that is not yours. During the moment of frustration, you may be wondering, is there a way to prevent this from happening? While we can’t say that you are guaranteed to prevent card fraud, we can say that taking these steps could help reduce your risk of card fraud:

  1. Be wary of who you give your card number to. Many of the threatening phone calls you receive today are scammers trying to intimidate you into paying a “bill” you are supposedly late on. Always contact said company through their primary phone number or website to verify a call’s validity. You may have even received a call from the “IRS” demanding payment, whether or not you actually owe anything. Though they sound serious and can be scary, these calls are scams. Check out this article from the IRS for more information on IRS scam calls.
  2. Check machines before entering your card to pay. Gas station pumps and ATMs are prone to have card skimmers placed on them. Take a few extra seconds to look over the machine before you use it. Run your fingers over the card slot to feel for abnormalities. If something appears loose or looks out of place, it’s possible that it has been tampered with. Alert the owner of the machine and use a different one.
  3. Turn your cards on when you need them and off when you don’t through card control on your Online Banking or Mobile App. Card control could help prevent unauthorized charges from hitting your account. If your card has been compromised and transactions do post, quickly turn off your card to prevent any further transactions from posting and immediately contact a Yolo Federal representative.
  4. Enroll your card in a mobile wallet program such as Apple PayTM, Samsung PayTM, or Google PayTM. Your card information is not transferred to the merchant when used, meaning your card number is less likely to be compromised. Mobile Wallet programs offer several layers of protection, making it the most secure way to use your cards, and it is accepted by most merchants! Check out our video on everything you need to know about Apple PayTM, and get started today!

Whether you have a Debit Card, Credit Card, or both, taking these precautionary measures could help reduce your risk for card fraud. For the best protection, utilize card control and enroll your cards into your Mobile Wallet. Contact a Yolo Federal representative today about our Mobile Wallet by visiting our digital wallet page, or scheduling am appointment.

 

Please enter a form shortcode or message for this pop-up.

Leaving Our Site

You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website.

To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

Leaving Our Site

You are contacting a Yolo Federal Credit Union Representative. By clicking “Continue,” you understand that any transmission to or from this site is not confidential. You agree that Yolo Federal Credit Union will not be responsible to anyone for any damages arising out of or in connection with any e-mail or other electronic transmission sent to Yolo Federal Credit Union. All information you submit to Yolo Federal Credit Union via the site will be considered to be the property of Yolo Federal Credit Union, and Yolo Federal Credit Union is free to utilize any information you submit for any purpose, subject to Yolo Federal Credit Union’s Privacy Policy.

Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

Learn More