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School Banking Program

CU @ School

Yolo Federal's CU @ School Banking Program is here to help your child develop good saving habits that will last a lifetime.


Open Account

What Is It?

Yolo Jr. Savers Account

You want your kids to grow up healthy and strong, and it would be pretty nice if they were financially savvy too. Why not start them young with a kid-sized savings account? They can practice good saving and spending habits – and earn dividends too! Plus, all of our Jr. Savers are also entered in a monthly drawing of $15 per branch every time they make a deposit. It pays to save! Click here to enroll your child in the School Banking program.

Why Yolo Federal

Just right for kids

  • For ages 0–12
  • No minimum balance required
  • Parents can make deposits and monitor the account

Rates & Fees

Savings Accounts

Minimum Daily Balance Dividend Rate Annual Percentage Yield
$0 0.03% 0.03%
$100 0.03% 0.03%
$10,000 0.03% 0.03%
$50,000 0.03% 0.03%
$100,000 0.03% 0.03%

Effective Date: April 1, 2024. Last Dividend Declaration Date: March 31, 2024. Rates subject to change at any time.

Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.

Some fees may apply. Click on the Consumer Fee Schedule at the bottom of the page under Resources.

Saving Account Fees

Age Minimum Balance Charge
0-22 $0 $0
23+ $100 $5

The Minimum Balance Fee is waived for members with a daily aggregate deposit or loan balance of $5,000 or more, if the member has monthly direct deposit or is between the ages of 0-22.

FAQs

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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Fraud—Protect Yourself

We proactively work to protect members against fraud. All of our Debit and Credit Cards come with ID Navigator through NortonLifeLock™ to help protect you against identity theft. If you suspect fraud or have questions, please call, schedule an appointment, or click on Let's chat! to speak with a Yolo FCU representative.

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