When was your last checkup? Whether you’re talking about the doctor or the dentist, the responses may be similar to this:

“It’s been a while.”

“I haven’t had the time.”

“I wish I would make more of an effort to go regularly.”

When it comes to your health, there’s no better time than the present to get a checkup. The same applies to the health of your Home Loan. The best way to verify that your Home Loan is healthy is with a Home Loan checkup.

What’s a Home Loan checkup?

A Yolo Federal Home Loan Checkup is a free service provided by our Home Loan Consultant. We will evaluate your current mortgage statement to ensure your loan is in the best shape possible. You could walk out the door with a lower interest rate and possibly a reduced loan term by refinancing. Overall, you could be saving yourself a lot of time and money.

When should you get a checkup?

It doesn’t hurt to just take a look at your current loan situation. You never know if you could reduce your rate and term just enough to go on that vacation you’ve been dreaming of.

Here are some questions to ask yourself when it’s time for a checkup:

• Do I have a high rate?
• Is the fixed period nearing the end?
• Do I have high balances on my credit cards?
• When was the last time I checked on my loan?
• Has my income changed? Maybe you’ve freed up some money or received an increase in income, allowing you to pay more on your loan or even shorten your loan term.

To ensure your Home Loan is healthy and in tip-top shape, we recommend getting a checkup with our Home Loan Consultant. Schedule an appointment to get started today.