Navigating an unpredictable economy can be tough, especially while the cost of living remains high for many families. At Yolo Federal Credit Union, we recognize these challenges and remain committed to helping our members not only overcome economic uncertainty—but build lasting financial success. Whether you’re saving for the future, tackling debt, or planning a major purchase, we’re here with personalized solutions that fit your life. Our focus is simple: Your goals, your success, and your financial well-being.

Homeownership is still one of the most powerful ways to build long-term financial stability. We offer competitive Real Estate Loan options to help you purchase, refinance, or invest with confidence. If you are already a homeowner, you can take advantage of our Home Equity Line of Credit (HELOC) - perfect for renovations, repairs, or other life needs like education expenses.

We are excited to announce the launch of our completely redesigned website, created to make your digital banking experience faster and more intuitive. Our mobile-friendly platform puts everything you need right at your fingertips! Easily check balances, schedule appointments, apply for loans and more. And now with our new virtual assistant, Penny, you can get the help you need 24/7.

We’re also growing to serve you better! A new Yolo Federal branch is coming to North Natomas in early 2026! This location will offer a full suite of services, a community room available to local nonprofits and business partners, and all the conveniences you expect from a modern financial institution.

At Yolo Federal Credit Union, you are the reason we do what we do. Your dreams, your challenges, your future—that’s our Why.

Our Why is YOU.

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