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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Accounts & Services
Loans & Credit
Financial Planning
Business
About
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Leaving Our Site
You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website..
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Greenlight
The Debit Card and money app for kids.
Set your kids up for financial success!
No monthly fees
No monthly fees
No monthly fees
Back-to-School Bonus!
Kick off the school year, and your kids’ savings, with a $25 bonus**. Open a Greenlight Debit Card Account this August and we'll deposit $25 into their Youth Savings Account. Plus, you'll be automatically entered to win one of five $200 gift cards—perfect for back-to-school shopping.
Don't wait, jumpstart your kids' savings today!
Don't wait, jumpstart your kids' savings today!
Open a Youth Savings
Join Greenlight
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Set savings goals for what your kids really want
Play Greenlight Level Up™
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Assign chores and automate allowance
Learn money management
Set savings goals for what your kids really want
Play Greenlight Level Up™
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Not a member? Join today.
What our members say:
“The Member Relationship Specialist explained everything clearly. I enjoyed the application from start to finish. I feel I can trust Yolo Federal Credit Union with all my banking needs.”
Rogers Long
“My brother is disabled and needs extra help…Yolo Federal goes out of its way to help him, from checking issues to change purchases. They give him a seat and come to him since it is hard for him to stand for any length of time.”
Jonathan Cowan
“Love banking here💕”
Jeanie Morrison
“The team at Yolo FCU … is awesome. They treat all the members as if they are family, and my experience with them was nothing short of spectacular! I would recommend them to everyone I know!”
Abbas Chechi
“Best bank ever”
Monica Gallardo
“I couldn’t be more thankful for … how streamlined the experience was. I would recommend Yolo FCU to anyone looking for a place to handle their financial needs.”
James Haws
Yolo FCU Member
“This is a great bank!!! The staff is awesome.”
Matt Amundson
Yolo FCU Member
“Love our Credit Union. Staff is always friendly, courteous, and very helpful.”
Suzy Tadlock
Yolo FCU Member
Knowledge that gives you the power
Raising Money-Smart Kids
In this blog, we’ve outlined three fun activities that can be adjusted for almost any age to help you teach your kids about money.
Achieve Financial Success
To help empower you to reach your goals and feel confident about your choices, we offer unlimited access to the Achieve Financial Success program.
Teach Young Children How to Save
As children continue to grow, teaching them the skills necessary to save will create life-long money management habits.
Teaching Kids Financial Literacy
How can we expect adults to have good money management habits if they are never given the opportunity to learn them before they are thrust into adult life?
Raising money-smart kids
In this blog, we’ve outlined three fun activities that can be adjusted for almost any age to help you teach your kids about money.
Teach young children how to save
As children continue to grow, teaching them the skills necessary to save will create life-long money management habits.
Achieve financial success
To help empower you to reach your goals and feel confident about your choices, we offer unlimited access to the Achieve Financial Success program.
Teaching kids financial literacy
How can we expect adults to have good money management habits if they are never given the opportunity to learn them before they are thrust into adult life?
Frequently asked questions
What is included in my free† Greenlight subscription?
Your subscription includes debit cards for up to 5 kids, instant money transfers, spending notifications, chores, automated allowance, the financial literacy game Level Up, and more.
How much does Greenlight cost?
As a Yolo Federal member, your Greenlight subscription is free†.
How do I access my free† Greenlight subscription?
If you’re a Yolo Federal member, you can sign up for your free† subscription on Greenlight’s website. If you’re new to Yolo FCU and/or a current Greenlight customer, you’ll find instructions on signing up for your free† account there, too.
How can my child receive the $25 Youth Savings Bonus?
To qualify, the parent or guardian must: 1) be 18 years or older, 2) qualify for membership, 3) have an open Youth Savings Account, and 4) open a new Greenlight Account during the promotional period. The Bonus will be deposited into the S1 Savings Account within 30 days after the Greenlight Account is opened.
How do I enter to win the $200 gift card?
All members who open a Greenlight Debit Card with a Youth Savings Account during the month of August will be automatically entered into the sweepstakes. Five (5) individuals will be randomly chosen at the end of the promotional period to claim their prize. See official rules by clicking below.
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Have questions? We are here to help.
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Meet Penny! Your virtual assistant, here to help you 24/7:
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Call us:
Toll Free:
(877) YOLOFCU (965-6328)Mon-Fri 10am-5pm
Sat 10am-2pm
Sat 10am-2pm
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Skip the line, schedule appointment:
Meet us at one of our branches or schedule a call
Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer, or El Dorado counties is eligible for membership.
Sacramento, Placer, or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.
Disclosures
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
†Yolo Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Yolo FCU account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 04/18/2028. Offer subject to change or renewal. Card images shown are illustrative and may vary from the card you receive.
Card images shown are illustrative and may vary from the card you receive.
**Yolo Federal is offering a $25 Bonus ("Bonus") for new Greenlight Accounts opened between 8/1/2025 and 8/31/2025("Promotional Period"). To qualify, the parent or guardian must: 1) be 18 years or older, 2) qualify for membership, 3) have an open Youth Savings Account, and 4) open a new Greenlight Account during the promotional period. The Bonus will be deposited into the S1 Savings Account within 30 days after the Greenlight Account is opened. To avoid the monthly service fee, if over the age of 22, they must: maintain a minimum of $100 in their S1 Savings account, have Direct Deposit, or aggregate deposits and loans of $5,000 or more; otherwise, a $5 fee applies. Minimum Savings balance to earn dividends is $0and Annual Percentage Yield (APY) is 0.03%. APY effective August 1, 2025. Rates subject to change at any time. The value of the bonus may be considered a taxable dividend, and it will be reported on IRS Form 1099-INT. Some restrictions may apply. Yolo Federal Youth Accounts are Federally Insured by NCUA.
THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ORADMINISTERED BY, OR ASSOCIATED WITH GREENLIGHT FINANCIAL TECHNOLOGY, INC.
