No, the account is free.
There is a $5 monthly fee to have your paper statements mailed to you. To avoid this fee, you can enroll in free eStatements. Members age 18 and younger are exempt from the paper statement fee.
The Share Savings account minimum balances is waived with Student Checking until the account owner turns 23.
No, all Yolo FCU members are required to have a membership Savings Account. Joining Yolo FCU and opening a membership savings account allows you to access all the perks and benefits of credit union membership, including low rates on Auto Loans, convenient digital banking options, access to 30,000 CO-OP ATMs nationwide, and more!
Your subscription includes debit cards for up to 5 kids, instant money transfers, spending notifications, chores, automated allowance, the financial literacy game Level Up, and more.
As a Yolo Federal member, your Greenlight subscription is free†.
You can set up Direct Deposit through your employer. All you need to do is provide them our routing number (321178514) and your Checking Account number.
To get your Checking Account number (MICR), from Online or Mobile Banking.
Easily enroll your Account through Online Banking or at a branch. Once you're enrolled, we'll round up every debit purchase* to the nearest dollar. For example, if you spend $9.50 on a purchase, we'll transfer $0.50 from your Checking to your Savings.
Savings will be added together into one transaction amount and transfer from your Checking to savings the day after purchases were made.
Online & Mobile Banking
If you’re a Yolo Federal member, you can sign up for your free† subscription on Greenlight’s website. If you’re new to Yolo FCU and/or a current Greenlight customer, you’ll find instructions on signing up for your free† account there, too.
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
†Yolo Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Yolo FCU account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 04/18/2028. Offer subject to change or renewal. Card images shown are illustrative and may vary from the card you receive.
Card images shown are illustrative and may vary from the card you receive.
To participate in the “Shortcut to Savings” program (Program) you must: (i) notify us through our website, by phone, email, or in person to opt-in; and (ii) have been issued a debit card. The Program rounds up each debit purchase transaction (Purchase) to the nearest dollar and transfers any amount in excess (Amount) from the checking account (Account) to a designated savings or sub-savings account (Savings). Each calendar day the Program requirements are met, the difference between the actual Purchase and the amount rounded up to the nearest dollar will be transferred to the Savings. If a Purchase is reversed, the transfer amount will still post to the Savings. If there are insufficient funds in the Account, the transfer will not be posted to Savings. Transfers to the Savings will show as a single transaction. The Amount is the sum of all transfers that occurred in the same calendar day. Example: a transaction of $25.17 would result in a transfer of $0.83 to the Savings. A subsequent transaction [that same day] of $26.01 would result in a transfer of $0.99 to the Savings. In the Account these transactions would be recorded as: (i) a transaction of $25.17; (ii) a subsequent transaction of $26.01; and (iii) a transfer Amount of $1.82 to the Savings. If transactions end in .00 cents the amount transferred will be $1.00.You may opt-out of the savings program anytime by notifying us by phone, email, or in person. Some restrictions may apply.