Member Benefits

The best way to spread holiday cheer is with zero percent all through the year. For a limited time, open a Visa® Platinum CashBack Plus Card and pay 0% APR* on all purchases for 12 months.

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^{*APR = Annual Percentage Rate. New Visa Platinum CashBack Plus Cardholders will pay 0% APR (Introductory Rate) on purchases. To qualify, members must open a new Visa Platinum Cashback Plus Card (Platinum) between 11/1/21-12/31/21. Purchase made within 12 months from date of account opening (Promotional Period) will qualify for the Introductory Rate. Current Yolo Federal Credit Cardholders do not qualify for this offer. All purchase transactions during the Promotional Period qualify for the Introductory Rate. Some limitations or restrictions may apply. Balances and purchases will revert back to the non-promotional rate of 9.99%-16.99% APR as determined in your Credit Line Account Agreement and Disclosure after the Promotional Period or after one (1) late payment. Balance transfers and cash advances do not qualify and will have a rate of 9.99%-19.99% APR as determined in your Credit Line Account Agreement and Disclosure. Rate is valid 11/1/21 and subject to change without notice. Annual Percentage and term determined by members’ creditworthiness. Subject to approval. Some restrictions may apply.}

^{All Platinum cardholders will earn 1 point for every $1 spent (“Standard Points”) during the Promotional Period unless otherwise specified. Points can be redeemed for Cashback or other reward options. Points can be redeemed at any time on amounts greater than $25 at yolofcu.org/myrewards. Contact a Credit Union Representative for additional details.}

^{**1% = 1 point. 1% earned on all purchases. Points may be redeemed anytime through the online rewards portal at yolofcu.org/myrewards on amounts greater than or equal to $25. Points will expire after 3 years at months end. There is no monthly or annual cap on points earned.}

With rates as low as 1.75% APR**, you could keep more of your money when you choose Yolo Federal for your Auto Loan.

For more information, click here.

**APR=Annual Percentage Rate. Final rate and term is based on creditworthiness. Some restrictions may apply. Payment on a term of 24 months equals $42.43 per $1,000 financed. 100% financing available. Rates subject to change. Rate effective October 1, 2021.

Whether you are looking for a starter home or downsizing your lifestyle, Yolo Federal’s local experts and affordable Mobile Home financing can help you achieve the dream of homeownership.

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We’re here for you during the good and the bad times. Our Skip-A-Pay program allows you to skip your Yolo Federal Loan payment up to 2 times per calendar year. Just choose a loan payment you’d like to skip and breathe easy knowing we have your back.

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^{Conditions & Restrictions apply. Contact a representative or visit yolofcu.org/skip-a-pay for more details.}

One thing we love offering our members is discounted tickets. After all, since California has so much to do and see, why not enjoy it at a better price? Take advantage of our special discounts to Disneyland, Legoland, San Diego Zoo, and much more.

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Loyalty is important to us—we want to build life-long relationships with our members. That’s why at Yolo Federal, we give you rewards as you save and invest your money.

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Here you’ll find, some of our favorite offerings.

• Free Checking Account
• Shortcut to Savings Program
• Home Loans
• Credit Cards
• Achieve Financial Success Program
• Digital Wallet
• Online Banking and Mobile App
• Access Line
• Have questions? Schedule an appointment with a representative to discuss your needs.