Member Benefits

Beat Your Rate Challenge Offer

We’re Yolo County’s #1 Credit Union for a reason. With rates as low as 1.99% APR**, there’s no better place to refinance your Auto Loan. That’s why for a limited time, we’re offering a $100 Bonus* if we can’t beat your existing Auto Loan rate. Are you up for the challenge?

Earn your way to more rewards. Cardholders automatically earn points for using their Visa® Platinum CashBack Plus Credit Card throughout the year. Plus, you can earn bonus rewards on qualified purchases.

Current Offers

Earn 2X Points* for every $1 spent at Home Improvement Store purchases. Offer ends June 30, 2021.

Earn $5 for 5 Digital Wallet purchases** of $10 or more during the month of March 2021.

^{*Members will receive a bonus of two (2) points for every $1 on purchases at home improvement stores using the Yolo FCU Visa Platinum CashBack Plus Credit Card between 4/1/2021 and 6/30/2021. All non-qualifying purchases will earn 1 point for every $1 spent. Points will resume to the standard 1 point for every $1 spent after 6/30/21. Promotional points will be posted to members rewards accounts within 30 days of the end of the promotional period. Rewards can be redeemed at anytime on amounts greater than $25 at yolofcu.org/myrewards. Only purchase transactions processed under MCC 5200, 5211, 5231, 5251, 5713, and 5261 qualify for promotional offer. Any declined or reverse charges won’t qualify for the offer. Some limitations or restrictions may apply. Contact a credit union representative for additional details.}

^{*Members who complete 5 digital wallet purchases of $10 or more using their Yolo FCU Visa Platinum CashBack Plus Credit Card between 3/1/2021 and 3/31/2021 will receive a bonus of $5 per card. The $5 bonus will be deposited into the S1 Savings account within 30 days of the end of the promotional period. Some limitations or restrictions may apply. Contact a credit union representative for additional details.}

3 for $300

During April 2021, get entered into a drawing to win a $300 Nugget Markets gift card when you register for the Achieve Financial Success platform and complete the following 3 playlists:

• Budgeting For Life
• Climbing Out of Debt
• Retirement—The Golden Years

To view the sweepstake’s official rules, click here

Get Started

We’re here for you during the good and the bad times. Our Skip-A-Pay program allows you to skip your Yolo Federal Loan payment up to 2 times per calendar year. Just choose a loan payment you’d like to skip and breathe easy knowing we have your back.

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^{Conditions & Restrictions apply. Contact a representative or visit yolofcu.org/skip-a-pay for more details.}

One thing we love offering our members is discounted tickets. After all, since California has so much to do and see, why not enjoy it at a better price? Take advantage of our special discounts to Disneyland, Legoland, San Diego Zoo, and much more.

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Loyalty is important to us—we want to build life-long relationships with our members. That’s why at Yolo Federal, we give you rewards as you save and invest your money.

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Here you’ll find, some of our favorite offerings.

• Free Checking Account
• Shortcut to Savings Program
• Home Loans
• Credit Cards
• Achieve Financial Success Program
• Digital Wallet
• Online Banking and Mobile App
• Access Line
• Have questions? Schedule an appointment with a representative to discuss your needs.