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Yolo FCU Mobile

Finance

Free - On the App Store

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cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

Refinance from Yolo Federal

There’s a lot of reasons you might be interested in refinancing your Auto Loan. Maybe your monthly payment is too much, or perhaps you’ve improved your credit score since you purchased your vehicle. Whatever your reason, we’re here to help you grow your future. With our low rates and great service, you can trust Yolo County’s #1 Best Credit Union to help you achieve financial success.

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Why Yolo Federal

We'll get you a deal

Rates & Fees

New and Used Auto

Loan Type Term in months Minimum Amount Rate as low as Annual Percentage Rate1 Payment per $1,0002
New Auto Up to 24 Mo. N/A 1.75% 1.75% $42.43
Up to 36 Mo. N/A 1.75% 1.75% $28.53
37-48 Mo. N/A 1.85% 1.85% $21.63
49-60 Mo. N/A 1.99% 1.99% $17.52
61-72 Mo. $15,000 1.99% 1.99% $14.75
73-84 Mo. $20,000 2.49% 2.49% $12.98
85-120 Mo. 3 $30,000 2.49% 2.49% $9.42
Used Auto Up to 24 Mo. N/A 1.75% 1.75% $42.43
Up to 36 Mo. N/A 1.75% 1.75% $28.53
37-48 Mo. N/A 1.85% 1.85% $21.63
49-60 Mo N/A 1.99% 1.99% $17.52
61-72 Mo. $15,000 1.99% 1.99% $14.75
73-84 Mo. $20,000 2.49% 2.49% $12.98
85-120 Mo.3 $30,000 2.49% 2.49% $9.42

Effective Date: October 1, 2021. The APR is accurate as of the effective date. Rates subject to change at any time.

1 Based on loan balance of $10,000 or minimum amount required for term.

2 Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.

3 Mobility Loans: Extended terms from 85-120 months apply to vehicle loans with mobility options only. Up to 90% financing only. Other restrictions may apply.

Green Loans: Yolo Federal Credit Union offers a .30% rate discount. To qualify, the purchase must meet the IRS guidelines for energy efficiency tax credits.

Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.

  • Disclosures

    †Average savings calculated based on loans refinanced 3/1/21-6/18/21. Savings is not guaranteed.