What Is It?
Signature Loans from Yolo Federal
Good financial habits might seem hard to come by these days—especially if you’re carrying too much debt. We’re here to help! If you feel like debt is holding you back in life, then our new, low-rate Signature Loan is just what you need. Pay less and save more when you consolidate debt into one monthly payment!
Why Yolo Federal
Break up with your debt
- Low monthly payments
- Competitive rates
- Achieve Learning: Climbing Out of Debt
Rates & Fees
| Term | Max Amount | Rate as low as | APR* | Payment per $1,000† |
|---|---|---|---|---|
| Up to 93 Mo. | $20,000 | 9.90% | 9.90% | $19.95 |
Effective Date: January 1, 2022. The APR is accurate as of the effective date. Rates subject to change at any time.
*APR=Annual Percentage Rate.
†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.
Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.
FAQs
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Why should I use a Signature Loan to pay off debt?
A Signature Loan is a closed-end loan. Closed-end means, once you’ve paid it off, you’re done!
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Can I only use a Signature Loan to pay off debt?
No. A Signature Loan can be used for other expenses such as paying for an emergency or when you need cash fast.