What Is It?
Keep your loan close to home
Congratulations, you’re ready to buy your first home! At Yolo Federal, you can trust that we’ll help guide you throughout the entire home buying process. Click here to download our Home Buyer Guide to learn more.
Why Yolo Federal
Yolo County's #1 Mortgage Company
- Low monthly payments
- Competitive Rates
- Personalized Service with our Home Loan Consultant
- We'll be with you through the life of your loan
FAQs
-
I'm just beginning my search, where do I start?
Download our Home Buyers Guide to understand the home buying process from beginning to end.
-
How is interest calculated?
Interest on Home Loans is calculated for the payment period on the unpaid principal balance. Meaning, the interest on the unpaid principal will decrease after each monthly payment.
-
What is the difference between a first and second mortgage?
The difference between a first and a second mortgage is only the date and time when the mortgage or deed of trust document was recorded.
-
How do I schedule an appointment?
Click here to schedule an appointment with the Real Estate department.
-
How long does a Home Loan take to process?
The number of days from application to closing can vary from a few days to 30 or more days depending on a number of factors:
- Loan Type
- Appraisals
- Title clearance and more