Debt Consolidation - Yolo Federal Credit Union Skip to main content
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Yolo FCU Mobile

Finance

Free - On the App Store

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cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

Debt Consolidation from Yolo Federal

You could save money when you consolidate your high-rate debt with a Signature Loan or Second Fixed Mortgage — and earn rewards. Earn up to $200 cashback or make no payments for 90 days now through March 31, 2024.*

Choose Your Reward Option:
  • Option 1: Up to $200 cashback*
  • Option 2: No payments until 2024*

To apply, click the “Get Started” button at the top of the page to schedule an appointment — by phone, video or at a branch.

Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible to bank at Yolo Federal.

Why Yolo Federal

Wrap up debts, unwrap rewards

  • Pay off debt faster
  • Save money on interest
  • Customize your reward option

FAQs

Don't see the answer to your question?

  • *This is not a secured email. Please do not include sensitive personal/financial information in this form. If you would like to discuss account details, please include a phone number so we can contact you. Thank you!
  • This field is for validation purposes and should be left unchanged.

  • Disclosures

    *Yolo Federal Credit Union’s Debt Consolidation Offer (“Offer”) is valid for a limited time only. Offer is valid October 25–March 31, 2024 (“Promotional Period”) and is subject to termination at any time. To receive the Offer, the individual must: (1) choose either cashback or deferred payment (Signature Loan only), (2) apply for either a Signature Loan or Second Fixed Mortgage during Promotional Period and be approved with Yolo FCU, and (3) Transfer a balance from another Financial Institution. Cashback amounts for transferred balances: up to $4,999 = $50 cashback, $5,000-$9,999 = $100 cashback, $10,000 or more = $200. Qualifying Signature Loans for a deferred payment will not have a payment for the first 90 days from the loan funding date. Finance charges will continue to accrue during the first 90 days after funding. Internal refinances and all other Loan types are excluded. Other restrictions may apply. Membership is available to anyone who lives, works, worships, or goes to school in Yolo, Sacramento, El Dorado, or Placer County or has an immediate family member who is a current member.

Holiday Closure

In observance of Presidents Day, our branches will be closed Monday, February 19, 2024. For your convenience, ATMs, the Access Line, and Online Banking platforms will all be available. Branches will reopen on Tuesday, February 20, 2024, at 10 AM.

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