Savings & Money Market Accounts


“It is wonderful to bank with Yolo FCU.
It’s clear they really care about your satisfaction.” – Dean D.


Yolo FCU offers a range of savings options to help you reach your financial goals. Our experienced financial services specialists can help you choose the right account for your unique needs. To get started, visit any branch location, call 530.668.2700 or click here to open your account online.


Regular Savings

Use this account to save for a vacation, an event, or a rainy day. After the first regular savings account is established, subsequent savings accounts can be added and uniquely named to diversify your savings portfolio.

Holiday Club

Start planning for your holiday expenses now and have the cash readily available when you are ready to shop. This account may be opened any time throughout the year. Automatic deposits make this account an easy way to save. This dividend-earning account has no minimum balance requirements.

Penny Saver Kids Club

This unique program offers rewards for deposits made to encourage our youngest members to save for their future. This account is open to all members between the ages of newborn to 12 with no minimum balance required. By maintaining a balance in the account, youth members also get an opportunity to watch their money grow as monthly dividends are paid.

Student Savings

Designed for the busy student, this free account is open to all members between the ages of 13-22 and is perfectly matched with Student Checking, online banking, bill payer, ATM access and e-statements. One-time or periodic transfers can be made from a parent’s account for a convenient way to help your child manage their money whether from an allowance, educational expenses or helping them to save for their first car or home.

Health Savings

A Health Savings Account (HSA) is a tax-deductible savings account with tax-free withdrawalsA for qualified medical expenses. This account offers unlimited check writing and a Visa® Check Card for easy access to funds.  To learn more about an HSA account, click here.B

Money Market

Maximize your earnings with a Yolo FCU money market account. This account offers a higher- than-average share rate that increases with your balance while maintaining the liquidity of a savings account. With no monthly fees for balances maintained above the minimum balance of $2,500C and the option to write up to 3 checks per month, a money market account is an excellent option to enhance your savings portfolio.

Premium Money Market

Enjoy the same liquid benefits of the regular money market account while earning a higher dividend rate on balances of $150,000D or more. The premium money market is an excellent way to earn more while still having access to your account when you need it.

All deposit accounts can be opened online, at any branch location, or by calling us at (530) 668-2700.

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Find a branch | (530) 668-2700

See our rates and terms for all savings and money market accounts here.

Terms & Conditions

APlease check with your tax consultant for your eligibility.

BThird Party Link Disclosure: By clicking on the links above, you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to review the privacy and security disclosures on all websites you visit.

CMinimum balance fee $8.00. Excess withdrawal fee $5.00. 

DMinimum balance fee for balances below $100,000 is $10.00. Excess withdrawal fee $10.00. 

Programs (including but not limited to fees, rates, and features) are subject to change without notice. Fees may reduce earnings.