What Is It?
Fixed 2nd Mortgage from Yolo Federal
Whether you’re looking to start a home remodel or want to consolidate debt, a Fixed 2nd Mortgage could be exactly what you need! A 2nd Mortgage allows you to use your home’s equity without refinancing your current Home Loan. And with a fixed rate, you never have to worry about your payment changing because the rates changed. Visit our online application to get started or schedule an appointment with a Real Estate representative for more information.
Why Yolo Federal
- Fixed rate for full Loan term
- Variable terms available
- Higher appraised value amount
- Local service for the life of your loan
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What are your current rates?
Rates can change daily and are subject to creditworthiness. Please contact our Real Estate Department for rate information.
Are there fees associated with a Fixed 2nd Mortgage?
For fees associated with Home Loans, please contact our Real Estate Department.
Is an appraisal required?
Yes, an appraisal is required (payment due at ordering and then refunded at successful closing).
Can anyone apply for a Fixed 2nd Mortgage?
To apply, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school, or looking to purchase your primary residence in Yolo, Sacramento, Placer, or El Dorado counties.