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What Is It?

HARP Program from Yolo Federal

HARP lets borrowers with little to no equity refinance into a more affordable home loan. If you have a loan-to-value (LTV) ratio that’s 80% or more (and you’ve made your loan payments reliably) than you could be eligible.

Why Yolo Federal

What can HARP do for you?

  • Lower your monthly payment
  • Reduce your interest rate
  • Secure a fixed-rate loan that won’t change over time