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Yolo FCU Mobile

Finance

Free - On the App Store

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cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

0% APR* for 12 months

We hear those sleigh bells ringing for a debt-free summer! Consolidate your debt to our Visa Gold Credit Card between July 1-31, 2021, and pay 0% APR* for 12 months! Don’t get stuck on a mountain of debt. Sleigh your rate and save today!

Why Yolo Federal

Why choose Visa Gold?

Rates & Fees

Visa Gold Balance Transfer Rate

Type APR* Term
Balance Transfer 0%* 12 Months

*APR = Annual Percentage Rate. 0.00% APR applies to external balance transfers only. Rate valid for 12 months from day loan is advanced. To receive the promotional balance transfer rate, the transfer must be completed during the promotional period: July 1-August 31, 2021 and the amount transferred must be a minimum of $300. Balance transfer fee is 3% of the amount transferred. After the promotional 12-month term, the rate for balance transfers will revert to the current rate as determined in your Credit Line Account Agreement and Disclosure. Purchases, cash advances and internal balance transfers do not qualify for the promotional rate. The non-promotional rate for purchases, internal balance transfers, and cash advances is 8.25% APR and may vary as disclosed in your Credit Line Account Agreement and Disclosure. Non-promotional rate valid August 1, 2021 and subject to change without notice. Annual Percentage Rate and term determined by members’ creditworthiness. Subject to approval. Some restrictions may apply.

Visa Gold Balance Transfer Fees

Fee Type Fee
Annual Fee None
Balance Transfers 3%
Cash Advance None
Foreign Transaction None
Late Payment Up to $15.00 after 4 days
Returned Payment Up to $30.00

Effective Date: August 1, 2021. The APR is accurate as of the effective date.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card tips from the Federal Reserve Board: To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

FAQs

Don't see the answer to your question?

  • *This is not a secured email. Please do not include sensitive personal/financial information in this form. If you would like to discuss account details, please include a phone number so we can contact you. Thank you!
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  • Disclosures

    *APR = Annual Percentage Rate. 0.00% APR applies to external balance transfers only. Rate valid for 12 months from day loan is advanced. To receive the promotional balance transfer rate, the transfer must be completed during the promotional period: July 1-August 31, 2021, and the amount transferred must be a minimum of $300. Balance transfer fee is 3% of the amount transferred. After the promotional 12-month term, the rate for balance transfers will revert to the current rate as determined in your Credit Line Account Agreement and Disclosure. Purchases, cash advances and internal balance transfers do not qualify for the promotional rate. The non-promotional rate for purchases, internal balance transfers, and cash advances is 8.25% APR and may vary as disclosed in your Credit Line Account Agreement and Disclosure. Non-promotional rate valid July 1, 2021, and subject to change without notice. Annual Percentage Rate and term determined by members’ creditworthiness. Subject to approval. Some restrictions may apply.

Schedule Appointment

To ensure we continue to provide you with exceptional service, some services are by appointment only. Services include: New Account, Loans & Credit Cards, and Card & Account Maintenance. For your convenience, our Member Service Center is also available by video or phone appointment.

Schedule