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SBA & USDA Guaranteed loans

Love the local life?

SBA & USDA loans are especially for small business and rural projects, and come guaranteed by the federal government.


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Quiz

Which Business Loan is Right for You?

  • What do you want to do with your loan?
    • I want funds to start a business.
    • I want a home office or other facility site (restaurant, shop, factory etc.) for my business.
      • Would you like to build or purchase an existing property?
        • Purchase an existing property
        • Build something new
    • I need new equipment to improve or start my business
    • I need a vehicle (company car, delivery truck etc.) for my business

What Is It?

SBA & USDA Guaranteed loans from Yolo Federal

USDA loans are special loans backed by the department of agriculture for businesses working in rural areas. They typically have low interest rates. SBA loans are available to any eligible small business, and also generally have lower rates than an average business loan.

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Why Yolo Federal

We offer loans for almost any business need

  • Reasonable interest rates
  • Personalized customer service
  • A variety of business loans available

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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.

To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office. 

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