Quiz
Which Business Loan is Right for You?
- What do you want to do with your loan?
- I want funds to start a business.
- Do you have a little extra time to work on your application?
- Yes
- Do you have a strong credit history?
- Yes
- You may want to consider an SBA or USDA Guaranteed Loan. These offer some of the lowest rates on the market.
- No
- Do you have collateral available (such as cash in savings) for your loan?
- Yes
- You might be interested in a Secured Line of Credit.
- No
- An Unsecured Line of Credit is probably your best bet.
- Yes
- Do you have collateral available (such as cash in savings) for your loan?
- Yes
- Do you have a strong credit history?
- No
- Do you have collateral available (such as cash in savings) for your loan?
- Yes
- You might be interested in a Secured Line of Credit.
- No
- An Unsecured Business Line of Credit is probably your best bet.
- Yes
- Do you have collateral available (such as cash in savings) for your loan?
- Yes
- Do you have a little extra time to work on your application?
- I want a home office or other facility site (restaurant, shop, factory etc.) for my business.
- Would you like to build or purchase an existing property?
- Purchase an existing property
- It sounds like a Commercial Real Estate Loan might be right for you. You can learn more about our rates and start your application.
- Build something new
- It sounds like a Construction Loan might be right for you.
- Purchase an existing property
- Would you like to build or purchase an existing property?
- I need new equipment to improve or start my business
- It sounds like a Business Equipment Loan may be right for you.
- I need a vehicle (company car, delivery truck etc.) for my business
- It sounds like a Commercial Vehicle Loan may be right for you.
- I want funds to start a business.
What Is It?
Construction Loans from Yolo Federal
Want to build out property for your business? You’ll probably need a Construction Loan. And getting one is much easier with a true friend by your side. We’ll walk you through the underwriting process and answer any questions that pop up.
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Why Yolo Federal
Cover any business need with Yolo
- Reasonable interest rates
- Personalized customer service
- A variety of business loans available
FAQs
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How do I apply?
Click Here to download the Business Loan Application and view available resources.
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What do I need to apply for this loan?
The required documents will vary based on what type of business you have (non-profit, sole proprietorship, etc.). View the full checklist.
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How do I submit my application?
Once you’ve completed the Business Loan Package, there are three ways to submit it.
1. By mail:
Yolo FCU
Attention: Business Services Department
501 G Street
Davis, CA 956162. By fax: 530-758-1443
3. By email: BusinessSolutions@yolofcu.org