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Yolo FCU Mobile

Finance

Free - On the App Store

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Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

Rates as low as 3.49% APR**

Refinance your Auto Loan with Yolo Federal and kick off your summer with more cash in your wallet. Keep your loan close to home and use PROMO CODE: SPLASH20 to receive a cash reward* of up to $300! Get started online or schedule an appointment to learn more and apply.

 

Why Yolo Federal

Keep your loan close to home

  • Up to $300 in Cash Rewards*
  • Lower interest rates and monthly payments
  • Terms up to 72 months
  • GAP Insurance available for peace-of-mind

Rates & Fees

Auto Refinance Rewards

Refinance Amount Cash Reward*
$10,000 — $19,999 $100
$20,000 — $29,999 $200
$30,000+ $300

*Offer valid for a limited time only. Cash reward may be discontinued at any time. Cash reward is not available for existing Yolo Federal vehicle loans. Cash reward is based on initial loan balance at the time of funding. $10,000-$19,999= $100 cash rebate; $20,000-$29,999= $200 cash rebate; loan balances greater than $30,000 will receive a $300 cash rebate. Loan balances below $10,000 will receive $50. Cash rebate will be deposited as a credit to the S1 savings account associated with the vehicle loan within 60-90 days after the loan is funded. The balance of the loan must be greater than $0 to receive the cash rebate. Account must be in good standing. Some restrictions apply.

Used Auto Loan Rates

Term in Months Min Amount Rate as low as APR¹ Payment Per $1,000²
Up to 24 mo. N/A 3.49% 3.49% $43.20
Up to 36 mo. N/A 3.49% 3.49% $29.30
37-48 mo. N/A 3.49% 3.49% $22.35
49-60 mo. N/A 3.49% 3.49% $18.19
61-72 mo. $15,000 3.49% 3.49% $15.41
73-84 mo. $20,000 3.99% 3.99% $13.66
85-120 mo.³ $30,000 3.99% 3.99% $10.12

**APR=Annual Percentage Rate. Final rate and term is based on creditworthiness. Some restrictions may apply. Payment on above rate financed for a term of 24 months at $10,000 equals $431.98. 100% financing available. Effective Date: July 1, 2020. The APR is accurate as of the effective date. Rates subject to change at any time.

1 Based on loan balance of $10,000 or minimum amount required for term.

2 Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.

3 Mobility Loans: Extended terms from 85-120 months apply to vehicle loans with mobility options only. Up to 90% financing only. Other restrictions may apply.

  • Disclosures

    *Offer valid for a limited time only. Cash reward may be discontinued at any time. Cash reward is not available for existing Yolo Federal vehicle loans. Cash reward is based on initial loan balance at the time of funding. $10,000-$19,999= $100 cash rebate; $20,000-$29,999= $200 cash rebate; loan balances greater than $30,000 will receive a $300 cash rebate. Loan balances below $10,000 will receive $50. Cash rebate will be deposited as a credit to the S1 savings account associated with the vehicle loan within 60-90 days after the loan is funded. The balance of the loan must be greater than $0 to receive the cash rebate. Account must be in good standing. Some restrictions apply.

Used Auto Loan Rate Drop and Rewards

Used auto loan rates dropped this month! Refinance your Auto Loan with Yolo Federal to earn up to $300 in cash rewards*. Follow the link to learn more and view the new rates.

Learn More