Apply for a Loan

Consumer Loans

Enjoy the convenience of a line of credit, VISA® Credit Card, Savings or Share Certificate (CD) secured loan with easy access and cash when you need it. Yolo FCU offers competitive rates and terms and quick loan approval. To apply for any of our loans, click to access our online application or apply through Online Banking, apply at any branch location or call (530) 668-2700.

  • Call-4-Cash
  • Classic VISA®
  • Gold VISA®
  • Secured Loans

Call-4-Cash

This convenient line of credit is an easy way to access cash when you need it through automatic overdraft to your checking account, transfers via phone or PC Banking or requesting a check. Once established, you can use the line of credit available, pay down the balance and use again without reapplying. The Call 4 Cash offers a competitive variable rate and affordable payments.


VISA® Credit Card

Yolo FCU offers two distinct VISA® credit cards. Choose from our Classic VISA® or VISA® Gold cards. Each card is accepted worldwide and is convenient to have on hand for travel, entertainment and unexpected emergencies. Compare products and find the perfect card for you.


Classic VISA®

  • Limits available starting at $1,000
  • Low Fixed Rate
  • No Annual Fee
  • Zero Cash Advance Fees
  • Generous credit line
  • Auto Collision Waiver
  • Zero Liability for fraudulent purchases
  • $150,000 Travel Accident Insurance
  • Emergency Card Replacement

Gold VISA®

  • Limits available starting at $5,000
  • Competitive Variable Rate
  • No Annual Fee
  • Zero Cash Advance Fees
  • Generous credit line
  • Auto Collision Waiver
  • Zero Liability for fraudulent purchases
  • $300,000 Travel Accident Insurance
  • Emergency Card Replacement

Visa®Platinum

  • Limits starting at $5,000
  • Low Introductory Rate
  • 1% Cash Back
  • No Annual Fee
  • No Balance Transfer Fees
  • Zero Cash Advance Fees
  • Generous Credit Line
  • $300,000 Automatic Travel Accident Insurance
  • $10,000 Hotel and Motel Burglary Coverage
  • $1,250 Lost Luggage Reimbursement
  • Emergency Medical and Dental Coverage

Savings or Share Certificate (CD) Secured Loans

A Savings or CD secured loan is an excellent way to borrow money while still earning dividends on your account balance. For first time borrowers, this loan will help establish your good credit rating when payments are made on time over the term of the loan. Flexible terms, low payments and competitive rates make this a smart loan option.


Programs (including but not limited to fees, rates, and features) are subject to change without notice. .