What Is It?
Limited Time Offer
We’ll help you safely store—and grow—your money with our high-yield Share Certificates (a.k.a Certificates of Deposit). Plus, for a limited time we’re offering up to 5.00% APY* for 12-23 months when you open a CD with as little as $500.*
To get started, schedule an appointment with a representative or open a CD online. Not a member? Apply online today.
Looking for a different term?
We’re also offering 3.13% APY* for 3-5 months and 3.19% APY* for 6-11 months terms. Or, click here to view our rates.
Why Yolo Federal
Grow Your Cash
- It's a safe investment
- Fixed rate for a fixed term
- Higher rate than regular savings accounts
FAQs
-
What is the minimum deposit to earn 5.00% APY*?
The minimum deposit for all promotional rates is $500. Click here for additional rates and terms.
-
Is there a difference between Share Certificate and Certificate of Deposit (CD)?
No. Share Certificate is simply the name used by credit unions. The two accounts work exactly the same way.
-
Do existing members qualify?
Yes, existing members qualify for the special offer if they open the Share Certificate with New Money. New Money is defined as funds moved to Yolo Federal from an external financial institution.
Don't see the answer to your question?
-
Disclosures
*APY=Annual Percentage Yield. Rate accurate and effective April 15, 2023. To qualify for the promotional rate the Share Certificate (CD) must be opened with new money, not money currently on deposit with Yolo FCU. APY for 3-5 months is 3.13%, 6-11 months is 3.19%, and 12-23 months is 5.00%. Early withdrawal penalties may apply. $500 minimum deposit required for regular or IRA CD. Must be eligible for membership. Rates subject to change without notice. Fees may reduce account earnings. Some restrictions may apply.