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Yolo FCU Mobile


Free - On the App Store


Yolo FCU Mobile


Free - On the App Store

What Is It?

$150 Checking Account Bonus*

We want you to focus on what matters and leave the rest to us. Yolo FCU’s Checking accounts helps you make life simple—you can easily access your account and track your spending anytime, anywhere. Plus, as a member, you’ll have access to tools that make growing your savings practically effortless. Open your free Checking account today to receive a $150 Checking Bonus*.

Checking Account Benefits

  • Receive a $150 bonus*.
  • Save while you spend with the Shortcut to Savings Program.
  • Take it with you—spend, send, or track your money through the Mobile App.

After opening your Checking account, follow these steps to claim your bonus*:

  1. Enroll in E-Statements.
  2. Make 5 Yolo FCU Card Transactions—minimum $10 per transaction.
  3. Establish Direct Deposit* or a $5K Loan Relationship.

It’s that simple.

Rates & Fees

Checking Account Rates

Checking Account Min. Daily Balance Dividend Rate APY¹ Min. Opening Deposit
Simply Checking $0 0.00% 0.00% $25
$5,000+ 0.01% 0.01% $25
Student Checking $0 0.00% 0.00% $25
$5,000+ 0.01% 0.01% $25

¹APY = Annual Percentage Yield

See disclosure for full offer details.


Don't see the answer to your question?

  • *This is not a secured email. Please do not include sensitive personal/financial information in this form. If you would like to discuss account details, please include a phone number so we can contact you. Thank you!
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  • Disclosures

    *To qualify for the Checking Bonus Offer, new members must open a Student or Simply Checking account with Yolo Federal Credit Union between 9/1/20 and 12/31/20. They will receive $150 bonus as a credit to their S1 Savings. To receive the bonus within 45 days of establishing membership, open a Simply or Student Checking account with a minimum balance of $25, enroll for E-Statements, make 5 or more purchases of at least $10 with their Yolo Federal Debit or Credit Card, and one of the following: have ACH or direct deposits totaling $500 or more into their Checking account or associated S1 Savings account, or establish an aggregate loan relationship of $5,000 or more. As of the fulfillment date, their membership must be in good standing with a Checking account balance of $1 or more. If all requirements are met, the bonus will be deposited within 6-8 weeks after the Checking account open date. To avoid the monthly service fee, if over the age of 22, they must: maintain a minimum of $100 in their S1 Savings account, have Direct Deposit, or aggregate deposits and loans of $5,000 or more; otherwise a $5 fee applies. Minimum Savings balance to earn dividends is $0 and Annual Percentage Yield (APY) is 0.03%. Minimum Checking balance to earn dividends is $5,000 and APY is 0.01%. Rates subject to change at any time. Existing members, joint members, or members who closed their membership in the last 12 months are not eligible. The value of the bonus is considered taxable dividend and it will be reported on IRS Form 1099-INT.

    To establish membership they must deposit $1 in their S1 Savings account. Membership is available to anyone who lives, works, worships, or goes to school in Yolo County or has an immediate family member who is a current member. Some restrictions may apply

Branches Closed on Thursday, November 26, 2020

In observance of the holiday, all branches will be closed Thursday, November 26, 2020, and will reopen on Friday, November 27, 2020, at 10:00 AM. Our Member Service Center will be available by phone and chat on Friday, November 27, 2020, at 9:00 AM. If you need to access your accounts, you can do so through Online Banking, Mobile App, ATM, or by phone.