While you may deal with stress and anxiety on a normal basis, most people right now are probably feeling the effects of it more so than ever. It’s understandable. We have a lot going on at the moment. But managing stress and anxiety right now is critical for many different reasons. So, take a deep breath, and let’s discuss why managing stress and anxiety is important and learn about ways to help cope with them.
People handle stress differently, but many of the signs of stress are the same. Fear and worry about you and your loved one’s safety, changes in eating or sleeping patterns, and worsening of chronic health problems are just a few examples of stress symptoms people may experience, particularly during outbreaks like COVID-19. Stress could negatively impact not only your body but your mind as well. Stress and anxiety can lead to emotions like sadness or depression if it is not managed well. If you are feeling stressed or anxious, consider our suggestions on how to deal with your symptoms.
The first thing you need to do is find a way to support yourself.
- During an outbreak, watching, reading, or listening to news stories repeatedly could be upsetting. Take a break from the news throughout the day or whenever you begin to feel anxious about what you’re watching.
- You also need to take care of your body. Take deep breaths, do some stretching, meditate, or go for a walk. Remember that if you go outside to use social distancing to keep yourself and others safe.
- Unwind by doing something you love. Reading a book, drawing, or playing a game with the family are all great ways to help lower your stress level (unless that game is Uno. Have you seen the memes? We recommend a quick Google search if you need a good laugh.).
After you’ve taken time to find a way to support yourself, and have lowered your stress level, consider what the real cause of it was. It could very well be because of the outbreak and your concern. But if you find that you are anxious about your finances, now is the time to work towards a resolution. If your income has been impacted by the outbreak in some way and making a monthly payment presents a challenge, our Skip-A-Pay program could help! Our Skip-A-Pay program allows you to skip up to two loan payments per calendar year on eligible loans. Use the additional funds for whatever you need. To learn more about our Skip-A-Pay program, click here.
If you would like more information on how to manage stress and anxiety, check out this article from the CDC website. Should you need additional financial assistance or just want some financial guidance, please contact a Yolo Federal representative. While we encourage you to shelter in place, please know that all of our branches are open with regular business hours and are happy to serve you. You can schedule a call with a Yolo Federal representative or schedule a branch appointment at yolofcu.org/schedule.
Consecutive month skips are ineligible. The previous month’s payment must be paid before the desired payment can be skipped. Excludes real estate and business loans. There is a fee of $30 per loan skipped for each application. For your convenience, the fee will be charged directly to the skipped loan(s). The Skip-A-Pay program will extend the term of the loan(s) and the interest charges will continue to accrue in the usual manner. Subject to approval. Yolo FCU reserves the right to discontinue this feature at any time. Some restrictions may apply.