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Yolo FCU Mobile

Finance

Free - On the App Store

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cover-art

Yolo FCU Mobile

Finance

Free - On the App Store

What Is It?

3.65% APR* for 365 days

Ring in the new year with a new rate! We made planning out your year of savings easy. You’ll pay only 3.65% APR* for 365 days when you transfer your balance to our Visa® Gold card January 1 – 31, 2020.

 

*APR = Annual Percentage Rate. 3.65% APR applies to external balance transfers only. Rate valid for 365 days from day loan is advanced. After the promotional term, your rate will return to the then current rate as determined in your Credit Line Account Agreement and Disclosure. To receive the promotional balance transfer rate, the transfer must be completed during the promotional period: January 1 – 31, 2020. After the promotional 365 days term, the rate for balance transfers will revert to the current rate as determined in your Credit Line Account Agreement and Disclosure. Purchases, cash advances and internal balance transfers do not qualify for the promotional rate. The non-promotional rate for purchases, internal balance transfers, and cash advances is 9.75% APR and may vary as disclosed in your Credit Line Account Agreement and Disclosure. Non-promotional rate valid January 15, 2020 and subject to change without notice. Annual Percentage Rate and term determined by members’ creditworthiness. Subject to approval. Some restrictions may apply.

Why Yolo Federal

  • $0 Balance Transfer Fees
  • $0 Annual Fees
  • Low Rates

Rates & Fees

2020 Visa® Gold Balance Transfer Promo

Type Annual Percentage Rate (APR)
Balance Transfers 3.65%*

Visa® Gold Fees

Fee Type Fee
Annual Fee None
Balance Transfers None
Cash Advance None
Foreign Transaction None
Late Payment Up to $15.00 after 4 days
Returned Payment Up to $30.00

*This APR may vary with the market based on the average of the 6-month U.S. Treasury Bill Rate.

Effective Date: January 1, 2020. The APR is accurate as of the effective date.

Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

For Credit Card tips from the Federal Reserve Board: To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.

FAQs

Don't see the answer to your question?

  • Disclosures

    *APR = Annual Percentage Rate. 3.65% APR applies to external balance transfers only. Rate valid for 365 days from day loan is advanced. After the promotional term, your rate will return to the then current rate as determined in your Credit Line Account Agreement and Disclosure. To receive the promotional balance transfer rate, the transfer must be completed during the promotional period: January 1 – 31, 2020. After the promotional 365 days term, the rate for balance transfers will revert to the current rate as determined in your Credit Line Account Agreement and Disclosure. Purchases, cash advances and internal balance transfers do not qualify for the promotional rate. The non-promotional rate for purchases, internal balance transfers, and cash advances is 10.00% APR and may vary as disclosed in your Credit Line Account Agreement and Disclosure. Non-promotional rate valid January 1, 2020 and subject to change without notice. Annual Percentage Rate and term determined by members’ creditworthiness. Subject to approval. Some restrictions may apply.

Holiday Closure

In observance of the holiday, our branches will be closed, Monday, January 20, 2020. For your convenience, ATMs, Access Line, and Online Banking platforms will all be available.

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