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Yolo FCU Mobile

Finance

Free - On the App Store

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Yolo FCU Mobile

Finance

Free - On the App Store

Phishing. This isn’t a spelling mistake, we really are talking about phishing – it’s a thing. This play on the word “fishing” is an attempt to lure individuals into revealing sensitive personal information such as passwords, birthdates, account information, credit card or social security numbers via email, text message or phone calls. These “phisherman” know exactly what bait to use to reel you in. With handy-dandy features such as spam filters, phishing emails are easier to dodge. But what about text messages? Here’s an example of a phishing text message – AKA “Smishing.”

Scary, right? Phishing tactics like these are disguised to look legitimate and instill fear. The fraudsters prey on the quick panic, hoping they can get in contact with you, gain your trust, and trick you into revealing your information. Imagine receiving this text message on your phone. You recognize the area code and the first few digits are familiar. Always remember that looks can be deceiving. The fraudsters have done their research and are sending that message to thousands of numbers in hopes of making the “big catch of the day.” Here’s what you can do to protect yourself: 

  1. Don’t take the bait. No matter how panicked you may be or how real it seems, don’t call the number or follow any links.
  2. Block the number.
  3. Enroll in CardNav. This free app is a powerful safeguard against debit or credit card fraud.
  4. To ease your fear, please contact us directly through the website or by calling (530) 668-2700. Keep in mind that Yolo Federal will never send sensitive account information via text message.

If you do fall victim to fraud, Yolo Federal will ensure you receive a new account number to protect your assets and work to recover any funds that have been compromised. To help you sleep at night, we recommend enrolling in LifeLock Identity Theft Protection. As an affordable service and industry leader, LifeLock is the best option for protecting your personal information. They are the masters of detecting potential identity theft, alerting members of a threat, and helping them recover if the information does become compromised. Click here to learn more about LifeLock through Yolo Community Insurances Services today!