Personal Loans

“Yolo FCU feels like a friend. Good advice and help tailored to my specific situation. No other bank I’ve done business with has made me feel this way.” Eddie M.

Yolo Federal Credit Union offers a variety of personal loans for whatever finance needs you have. Our experienced representatives are here to help you get the funds you need at a rate you can afford. Plus, our online loan application is easy, secure, and a fast way to begin the process.


This convenient line-of-credit is an easy way to access cash when you need it through automatic overdraft to your checking account, transfers via phone or PC Banking or requesting a check. Once established, you can use the line of credit available, pay down the balance and use again without reapplying. The Call 4 Cash offers a competitive variable rate, no prepayment penalties and affordable payments.

Energy Saver Loan

Like you, we care about the environment and want to do what we can to reduce waste and improve energy conservation. While adding energy-saving appliances, new insulation or installing solar is good for the environment, we thought it should be good for your wallet too. Our Energy Saver loan provides an additional loan option for members that are ready to make upgrades to their home that may lack the equity required to qualify for a HELOC.

Savings or Share Certificate (CD) Secured Loans

A savings- or CD-secured loan is an excellent way to borrow money while still earning dividends on your account balance. For first time borrowers, this loan will help establish your good credit rating when payments are made on time over the term of the loan. Flexible terms, low payments and competitive rates make this a smart loan option.

Apply today through Online Banking or by accessing our online loan application. You may also visit any branch location or call us at (530)668-2700.

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See our rates and terms for all loan rates here.

Programs (including but not limited to fees, rates, and features) are subject to change without notice.