eStatement Disclosure

Tips to Avoid Foreclosure

Are you experiencing difficulties making your payments on your mortgage loan with Yolo Federal Credit Union? Let us show you options available to avoid a negative credit report and foreclosure of your home.

1st Step:
Here is a list of documents you will need before you meet with a Yolo FCU representative:

A recent pay stub and W-2. If you are self employed, your most recent tax return will be necessary.
Your most recent mortgage statement or statements for your home.
Provide a list of your current monthly obligations, including child support and alimony.

2nd Step:
Contact Yolo Federal Credit Union toll free at 877-965-6328 or 530-668-2700 and schedule an appointment with a member service representative.

3rd Step:
We will discuss options that may be available to your unique situation.

Options may include:

Refinancing your loan.
Modification of the terms of your existing loan.
Consolidation of debts to reduce monthly payments.
HUD approved counseling or a consumer credit counseling agency.
Short Sale consideration or selling your home for less than the loan amount.

If you would like to speak to an approved HUD counseling service representative, please call (800) 569-4287 or visit the HUD website http://www.hud.gov/foreclosure/index.cfm* for additional information.

Third Party Link Disclosure:
By clicking on the link above, you are aware that you are leaving Yolo FCU’s website. Yolo FCU does not guarantee the accuracy, security or failure of products/services of third party sites. We encourage you to review the privacy and security disclosures on all websites you visit.

Equal Housing Lender